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Carlsbad, Encinitas and San Diego Luxury Real Estate

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A blog devoted to San Diego and its coastal communities. Free search of MLS, instant property valuations, and real time market reports. Lots of fun and helpful information about San Diego County and relocation to this special corner of the world.

Recent Posts Tagged With 'mortgage'

• Should I Wait to Buy a Home in San Diego?

  Posted on Tuesday May 6th, 2008 at 00:37 in acorn, bank of america, buyer, chase mortgage, financing, loan, mortgage, oceanside, Options, questions, real estate, real estate news

  by Roberta Murphy A Zillow questioner asks if he or she should wait to buy a home in San Diego until the market levels out. It is a question that seemed to beg an answer from me, if only because we ar...

• San Diego First Time Home Buyers are Winners

  Posted on Tuesday April 29th, 2008 at 10:47 in carlsbad, coronado, del mar, encinitas, fha, first time home buyers, foreclosures, homes, loans, mortgage, oceanside, real estate

  by Roberta Murphy We have rediscovered the joy of working with San Diego’s first time home buyers. It’s not that we avoided them in the past, it was just the pricey nature of San DiegoR...

• The Encinitas Short Sale from Hell: Closed

  Posted on Sunday April 27th, 2008 at 08:51 in agent, encinitas, foreclosure, hoa, lender, loss, mitigation, mortgage, mortgage news, neighborhood, offers, real estate

  by Roberta Murphy It was group hug time Friday afternoon when we received confirmation that our 10-month short sale ordeal in Encinitas Ranch had successfully recorded and closed. Kudos to the patien...

• Are Lenders Redlining Entire Cities?

  Posted on Saturday April 19th, 2008 at 19:43 in appraisal, appraiser, banks, bargain, ca, California, declining market, home, house, investment, lenders, loan

  San Diego real estate buyers are struggling with a new lender penalty that amounts to the redlining of homes in San Diego County....

• Two Income Tax Tips for San Diego Filers

  Posted on Thursday April 10th, 2008 at 20:04 in capital gains, carlsbad, deductions, forgiven debt, homeowners, homes, IRS, mess, mortgage, mortgage news, oceanside, provisions

  by Roberta Murphy Income tax filing is just around the corner, but here are a couple of tax tips owners may want to keep on hand: 1. Congress, reacting to the subprime mortgage mess (in San Diego and...

• New FHA Loan Limits for San Diego County

  Posted on Thursday March 6th, 2008 at 08:18 in condos, fha, home buyers, home owners, homes, limits, loan, mortgage, mortgage news, real estate, real estate juice, real estate news

  by Roberta Murphy California is privileged to have HUD release their new FHA loan limits just ahead of the rest of the country, who will get their own announcements tomorrow. These new temporary limit...

• San Diego Real Estate Defaults: How to Avoid Deficiency Judgments

  Posted on Saturday March 1st, 2008 at 10:31 in consequences, default, deficiency judgments, home seller, homeowner, income tax, lenders, mortgage, real estate, real estate news, san diego market trends, san diego new homes

  by Roberta Murphy I am a huge believer in individual responsibility and paying my own way in life–even if its the price of an expensive mistake. But what about San Diego area homeowners who abso...