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Craig’s Coin

Craig’s Coin

http://craigscoin.com/

Craig's Coin offers personal finance tips, advice, opinion and other weekly articles to help you better manage your money.

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  • Is an Unsecured Personal Loan a Good Fit for You?

    Posted on Thursday July 10th, 2008 at 21:56 in credit

    An unsecured personal loan does not require the lender to put down any collateral. This type of loan is also known as a signature loan because all that is required as collateral is your signature. The criteria for an unsecured personal loan are based...

  • Mortgages

    Posted on Sunday June 1st, 2008 at 16:52 in personal finance, mortgages, expenses, arm, balloon

    If only mortgages were as easy in real life as they are in monopoly, flip the deed over get money, then pay it back whenever you want for no lost interest or costs. Ah if only life was as simple as the board game. Mortgages are a bit more complicated...

  • Mindset of Money Management

    Posted on Thursday April 10th, 2008 at 12:11 in credit, budgeting, managing

    Apologies for missing last week, school finals are picking up and school comes first.   The key to becoming rich is to manage your money more effectively, this means getting out of longterm debt (high credit card balances, mortgages, student loa...

  • Credit Card are Cool or Brainwashed Budgeting

    Posted on Thursday March 27th, 2008 at 15:55 in personal finance, credit card, credit, debt

    I got a few nasty emails about my last post, people claiming not to be brainwashed yet still hating credit because it is evil. So I would like to continue my point. When used properly you can increase your credit score, getting you a better rate ...

  • Credit Cards Vs Debt Cards

    Posted on Thursday March 20th, 2008 at 14:40

    I use both, what a disclaimer . As I mentioned before however I do not carry a month to month balance on my Credit Card. Why even have a credit card then? Building a credit score, credit scores are all about showing that you can manage having an ope...

  • I’m thinking of a number….

    Posted on Thursday March 13th, 2008 at 14:34 in credit report, credit, scams, report, credit monitoring

    There are ads allover the internet and your TV for credit reporting services. In my opinion they are all scams. By law you are allowed to check your credit report once a year for free and that is what you should do! Why pay $20-30 for a report for so...

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