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Recent Posts Tagged With 'money'
Financial Planning & Goal Setting
How To Set Financial Goals One of the most beneficial areas of your life goal setting can benefit is your finances. Once you learn how to set financial goals you will immediately bring several benefits to your life: 1 - More Control Over Your Money ...
Career Planning Tips & Advice
How To Do Career Planning In this article we are going to look at the process of career planning by learning how to set career goals and objectives. As was mentioned in the previous article, this is important because choosing the wrong career can le...
Insuring Your Insurance (8/8)
Make Sure What You Insure Stays Insured Insurance can be a tricky business, and it seems like there is always some get out clause the insurance company can use to avoid paying you the money they owe. Hurricane Katrina provides a good example of this...
Did You Really Need To Insure That? (7/8)
What You Don’t Need Insurance For In previous articles we talked about some of the things you need insurance for. The basic message given was to insure the important things in your life, the things which if you lost would cause you to loose a signi...
Should You Take Money Out Your Pension Plan? (6/6)
Withdrawing Money From Your Pension (401k) Plan When you first start earning a decent wage it can be hard to put aside a portion of it each month, especially when there are so many things you would like to buy and enjoy yourself with. This is one of ...
Saving For Your Future With A Pension (401k) Plan (5/6)
What Is The Purpose Of A 401k Pension Plan? A pension, also known as a 401k plan or retirement plan, is a savings plan which allows people to set aside a portion of their income for when they retire. Usually this occurs as a private pension (somethi...
Certificate Of Deposit Investments (4/6)
What Is A Certificate Of Deposit? A Certificate of deposit is a type of investment which involves you agreeing to keep your money with a financial institution for a certain period of time, in exchange for receiving a certain rate of interest for the ...
Finding Your Own Place To Live (5/5)
Tips For Living On Your Own If you have been living with your parents or some roommates, you may eventually decide that it is time to move out and live by yourself. Perhaps you want more privacy, or you need a quite place which you can get on with yo...
Do You Plan On Going Back To School? (4/5)
Earning A Degree While You Work There will come a point in your career where you have advanced as far as you can based upon your current qualification and skills. In order to advance further you will most likely need to undergo further training, and ...
Selling Your Car For The Most Money (3/5)
Tips For Trading In Your Car As was mentioned in a previous article, owning a car is a major expense. So if you are trying to budget your money, then you should seriously consider holding onto your car for as long as possible and using it in the most...
Are We Headed Towards Financial Armageddon? (2/2)
Do You Find It Difficult To Save Money? If you are a spender then it may be some comfort to know that you are not alone, as most people in westernised society are spenders. You can’t blame them really, as ever since we were children we have bee...
Are You A Spender Or A Saver? (1/2)
What Is Your Money Personality? When it comes to money there are two main types of money personalities; the spenders and the savers. If you keep track of all your expenses and set aside a portion of your income each month, then you most likely have a...
Creating Your Personal Budget (2/2)
Create A Personal Budget In the last article you saw how you can organise your expenses into different categories so that you can see exactly where your money is going. In this article we are going to continue analysing your expenses by breaking them...
The Things You Need & Want (2/2)
Achieving The Cheapest Cost Of Living In the last article you saw how society teaches us to spend money on things we don’t really need. In this article we are going to look at some of the things you have to spend your money on, the bare essenti...
Why There Is More To A Job Than Money (3/3)
What Benefits Does Your Job Provide? Whether or not you realise it, there is much more to a job than simply money. Jobs can hold many opportunities which you probably didn’t even realise existed. Those who do realise that these opportunities ...
Do You Hate Your Job? (2/3)
Looking At Growth Industries For A New Job If you are unhappy with your current job and there is no prospect of you getting a raise anytime soon, then you might decide its time you start looking for a new job. However before you do, you need to know...
Can You Afford To Own A Car? (4/4)
How Much Does It Cost To Run A Car? Regardless of whether you lease or buy a car, you will still have to pay a certain amount for it. How much you pay will all depend on what sort of car you drive, or more importantly, what sort of car you are willin...
Should You Buy Or Lease A Car? (3/4)
How To Lease A New Car Leasing a car involves renting it for an extended period of time from someone else. You pay your money upfront, and the car is yours for the agreed upon length. When it comes to lease agreements for the car, there are usually ...
Getting A Loan To Pay For Your Car (2/4)
Getting The Best Car Loan Deal Although some people can get away with not owning a car, most people do need one otherwise they wouldn’t be able to go about their everyday life. However cars are expensive, so in this and the next article we will...
Less Bills = Better Personal Finance (4/4)
How To Lower Your Bills A significant portion of your income is going to be spent on bills. Whilst individually they may not seem like much they all add up, and if you’re not careful, they could leave you with very little money to spend on other th...
How To Get Cheap Furniture (3/4)
Cheap Ways To Furnish Your New Home When you finally move into your new house or flat, the next thing you have to start thinking about is how you are going to furnish it. Of course if your accommodation already comes fully furnished, then this will b...
Credit Cards Don’t Make You Rich! (2/2)
How Many Credit Cards Do You Need? Although most people are aware of the dangers a credit card can lead to, most people still want one. You can’t blame them really, as credit cards are neither good nor bad by themselves. Rather it’s how you u...
Why Does Everyone Want A Credit Card? (1/2)
Credit Cards And Debt There’s no doubt about it, credit cards are a great invention. With a credit card there’s no need to carry around wads of cash with you when you go shopping, or fiddle around with writing a cheque. Credit cards also allow yo...
Is A Savings Account A Good Place To Keep Money? (2/2)
Savings Accounts & Interest Rates When it comes to savings accounts you need to look around and decide what is best for you, because different banks will offer different sorts of deals. To start with, you want to find a savings account that offer...
How Much Do You Know About Financial Matters?
Financial Knowledge 101 Here is some basic financial knowledge everyone should know about. Banks Depositing & Withdrawing Money When you deposit money into your bank account you may not be able to withdraw it immediately. For example, depending ...
Why Are Teens So Bad At Managing Money?
Money Management Education For Teens Statistically, one of the worst groups when it comes to managing money are teens and people in their early twenties. Banks know this very well and before the recent downturn in the economy, would tempt teens with ...
Is “Money” A Dirty Word?
Why Don’t People Talk About Money? It wasn’t that long along that sex was considered to be a “dirty” word, and something which people didn’t talk about in public. However today “sex talk” is becoming increasingly mor...
Is Personal Finance Important To You?
The Importance Of Personal Finance Education In a previous article we discussed how important money is in today’s society, and how the amount of money you have can either positively or negatively affect your life. Yet despite its obvious importanc...
