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Charter Capital is recognized as one of the hardest working independent providers of invoice factoring for small to mid-sized businesses. We offer a complete line of factoring and related financial services. Headquartered in Houston, Texas, we provide acc
Recent Posts Tagged With 'factoring'
PRESS RELEASE: Factoring Company Funds Small Businesses Crucial to Supply Chain
Charter Capital is offering non-loan working capital financing through an accounts receivable factoring program supporting a wider range of small business suppliers than those currently approved by Wal-Mart’s “Supplier Alliance Program.” ...
Factoring Without the Fear
Historically, factoring has not been well known especially among small business owners.Factoring now accounts for more than $1 trillion a year in business funding. That is more than three times what it was in the early 1990s. Since then, factoring c...
Big Companies Are Slowing Supplier Payments
As the credit crunch continues to intensify, large companies are employing strategies to shore up their cash flow constraints by delaying payments to their suppliers.In a recent article from the Wall Street Journal, "Big Firms Are Quick To Collect, ...
Economy Recovering – Bank Loans Still Scarce
With FDIC reserves plunging to $10.4 billion from $45 billion last fall and the number of troubled banks rising to 416 from 305 in the first quarter, more pressure is being put on banks to “shape up”.Although the economy is showing clear signs o...
The Credit Crunch Is Still On
Just as lenders were starting to ease up a bit after some earnings surprises among companies and economic data that wasn’t as bad as it was earlier this year, an S&P report has indicated that $695 billion in debt will come due between now and ...
BusinessWeek: CIT's Fate Worries Retailers and 'Factor' Industry
"Lender CIT, which failed to secure a second federal bailout, is a big player in the business of extending credit based on receivables."BusinessWeek article: http://www.businessweek.com/smallbiz/content/jul2009/sb20090717_348242.htmThe frantic effort...
In Tough Times, Innovation Can Fuel Small Businesses Growth
Small businesses need an abundance of innovative ideas in order to succeed in this difficult economy. It's all too easy to blame the economy, but there are many ways small businesses can succeed through customer focused innovation.The good news is: P...
Finance Growth without a Loan
Small to mid-size businesses are continually faced with waiting 30 to 60 days to get paid on their invoices, which really puts a strain on their cash flow.Where large companies can usually afford to wait it out, small and mid-size businesses can’t....
Factoring: Industry's Best Kept Secret?
Did you know that Invoice Factoring allows you to get a cash boost for your business, but doesn't show as debt on your balance sheet?Find out mor at: http://www.chartercapitalusa.com...
Improving Cash Flow in Tough Times
A common challenge for many small businesses is the feast-or-famine nature of managing cash flow. Poor cash flow can mean certain doom of an otherwise healthy business.Beware, a cash flow crunch can sneak up on you if you aren't prepared. ...
Forbes.com Article Endorses Factoring
A recent Forbes.com article has some excellent tips for small businesses about managing cash flow through factoring. URL: http://www.forbes.com/2009/01/29/finance-factoring-debt-entrepreneurs-finance_0129_finance_pr...
The New York Times: "Worried Banks Sharply Reduce Business Loans"
July 28, 2008 "Banks struggling to recover from multibillion-dollar losses on real estate are curtailing loans to American businesses, depriving even healthy companies of money for expansion and hiring. Two vital forms of credit used by companies —...
"Smaller Lenders Feeling Squeeze Of Credit Crunch" - The Wall Street Journal
"Smaller Lenders Feeling Squeeze Of Credit Crunch" - The Wall Street JournalFactoring from Charter Capital is your Alternative when lenders say "No"As banks continue to "tighten up" their lending practices due to continued pressure from federal a...
Raising Capital- If You Want To Raise Cash, Try Factoring
Here's what usually happens on the search for capital for your business:First you call Uncle Mike. When his money runs out, you tap a few private lenders - old rich guys with nothing better to do. Next, a bank might make you a loan or issue you a lin...
Small Business Emerges as Trouble Spot for Bank of America
Charter Capital can assist with asset transition (meaning workouts) and do not forget that Charter Capital has earned its reputation by assisting small businesses when other financial providers could not. Bank of America Corp. said credit deteriorati...
Live Your Dream - Mike Barrera
Mike Barrera, President and CEO of the U.S. Hispanic Chamber of Commerce, discusses why there's never been a better time for Hispanics to explore the opportunities of entrepreneurship.Founded in 1979, the U.S. Hispanic Chamber of Commerce promotes th...
