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Financial Alchemist
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Financial Alchemist covers financial markets and investing. Current market conditions are analyzed as well as investment opinion on select stocks. Additionally, the site includes fundamental analysis strategies and insight regarding market theory. Ar
Recent Posts Tagged With 'mortgage'
Mortgage Market: Some Observations
Here are just some thoughts about a few abnormalities in the mortgage market that I have observed.Jumbo-Conforming Mortgage Spreads:Jumbo spreads on 30-year fixed rate mortgages remain elevated at approx 100bps versus historical spread of 12-25bps. A...
Mortgage Fears Past Us?
Discussion and debate about the mortgage upheaval has been relatively limited the past few weeks even though the risks have not gone anywhere. Maybe since that mortgage mess is becoming more like “old news” is the reason for the slip in attention...
Mortgage Payment Reduction Fuels Consumer Spending
In this commentary, I show the impact of lower mortgage rates on economic activity with some illustrative math. Consumer spending was boosted with the aid of mortgage payment reductions. Now that is over, purchase power needed to fuel the continued e...
Sub-Prime Fears Affect Prime Borrowers
Sub-prime woes are showing signs of pinching the most credit-worthy borrowers as jumbo-conforming spreads on prime mortgages have sky rocketed. Mortgages are considered “Jumbo” for amounts over $417,000. Fannie Mae and Freddie Mac will only secur...
