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Financial Understanding

Illustrative real world applications of financial knowledge, leading to better understanding of finances for all.

“Laws of Simplicity” - Law 1: Reduce

Posted on Wednesday April 9th, 2008 at 06:00 in personal finance, break, credit cards, interest, understanding, debts, blast, snowball, control, behemoth, simplicity, budgeting

Last week, I wrote a short review of John Maeda’s Laws of Simplicity. This week I want to introduce you to his first law, “Reduce.” In this law he lays down the concept of “SHE: Shrink, Hide, Embody.” SHE: Shrink Maeda...
Goal Changes

Posted on Tuesday April 8th, 2008 at 22:14 in Retirement, goals, auto loan, credit card debt, student loan, credit cards, stock portfolio, refactoring, debts, snowball, new job, goal achievement

In the last month, I have refactored my credit card debt in such a way that I am making some changes to my 2008 goals. I have successfully opened another card and transferred $7,250 to it at a fixed 2.99%. This past weekend, I got my lower rate (...