Blog Detail
Five Pence Piece
http://www.fivepencepiece.com/
Five Pence Piece is a British man’s blog about personal finance, saving, investment, debt and frugality.
Recent Posts
Job Front Update
My regular readers (or those who have delved into the archives) may recall an earlier post about my recent employment insecurity. The concern was imminent redundancies were afoot, and although we are an organisation of over 5,000, my “doom and ...
A Formal Complaint to my Bank
As I wrote several months ago in my Financial Meltdown series, I took out a consolidation loan in January 2009 to pay off 2 higher-rated loans, and get in return one, cheaper, lower rate loan. The two old loans were with Barclays (my banking provider...
Internet! Yes!!
Folks. I apologise for the lack of posts lately. Suffice to say I have been having a war with TalkTalk (my ISP) the last few weeks. They refused to believe I didn’t have access, and only finally resolved the situation this morning.Dreadful drea...
Frugal Friday! Cutting Electricity Bills
Every Friday I publish “Frugal Friday!“, an open-ended series with some of the simple and best ways to really save you money both now and in the future. This Friday I am concentrating on reducing electricity bills. Here in the UK winter-time is t...
My Net Worth Update – October 2009
Every month I calculate my net worth and then publish it. While the exact figures of my wages are not disclosed, what it does to my net worth, is. This month I am so close … !Where I work we receive our overtime 1-2 months after we actually wor...
American Banking v. English Banking
There are a few interesting differences between the way English banks and American banks seem to function on a day-to-day level. I have been trying to decide which is best, but I have come to the conclusion that ultimately each has its good and bad p...

