Recent Posts
Recent Posts Tagged With 'money management'
New Credit Card Legislation
In February of 2010, the new Credit Card Accountability, Responsibility and Disclosure Act will go into affect. If you do not use credit cards, you will not be directly affected by this change. The only changes that you will see are higher fees on y...
Chase Blueprint: Manage Your Money Wisely and Pay Down Your Debts Faster
chase blueprint In recent times, I have been receiving email from Chase and their “fabulous” new concept: Chase Blueprint. I was a bit reluctant to look into this “new concept” as I wondered how it could really help a person to manage his de...
The Holiday Finances
Christmas is not my favorite holiday. I enjoy the spirit and the meaning of the season. I am all in favor of celebrating the birth of Christ and I am not all that opposed to a fat man sliding down my chimney to steal my milk and cookies. However, th...
2010 Stimulus Check – Will There Be Another Stimulus Check Coming Next Year?
As I previously mentioned, most of the growth present in the US economy is coming from the money injected into our capitalist system by the Government. The housing market hasn’t seemed to pick up that much and the real unemployment rate is closer...
Lucy, you got some [financial] ’splainin’ to do!
I have been doing a lot of thinking about family finance and especially the financial relationship between a husband and wife. I do not have all of the answers to solve every problem in this area, but I thought I would share just a few thoughts: Fam...
How much does your vice cost?
Wikipedia defines a vice as a practice or a habit considered immoral, depraved, and/or degrading in the associated society. In more minor usage, vice can refer to a fault, a defect, an infirmity or merely a bad habit. Recently, I spent some time thi...
Get your finances under control in a single day.
Many people in today’s economy are struggling to stay afloat. They are working to rein in their spending and get their finances under control, but when they see the amount of debt they have, or the 0 balance in their savings or retirement acco...
Gift cards vs Cash
I’m sure it’s happened to you. A birthday, holiday, or special occasion is coming up for someone in your life, but you have no clue what to get them. For all but the closest of my family members this happens to be frequently. ItR...
How I use ING Sub Accounts
I have been a customer of ING Direct for several years now and although there are other banks that are offering higher interest rates, I will always keep the majority of my savings money there. I know that many people like ING’s Electric Orang...
How the little things add up
Ever look at your bank account and ask “Where in the world did my money go?” I do that often. As a matter of fact, my wife and i were looking at our checking account balance the other night and asking that very same question. Fortun...
7 Quick Numbers To Fix Your Personal Financial Situation
Author: Mike When we talk about personal finance, there are several rules of thumb that can help you build a solid financial plan. Here are a few numbers to remember when you want to improve your personal financial situation. Aim for a Credit Score o...
You have an income crisis, not a spending problem
I get many emails each month from people asking for financial help and advice. A very common theme in these emails is something along the lines of: “I am very frugal and spend little to nothing, but still don’t have enough money to make...
Give with a plan
It has been a while since we talked about giving here at Gather Little by Little. The Bible speaks about the subject of money on many, many occasions. Each time that the subject is mentioned we learn a bit more of how God wants us to order our financ...
Simple ways to make money online
Making money online, even in today’s economy isn’t difficult. But like anything else, it requires hard work. Here are just a few simple ways you can start making money online: Start a blog Contrary to what many say, blogs to make mone...
Why I bought a Mac instead of a PC
I wrote an article a few weeks back asking you for input on an Apple vs. a PC. First off, thanks for all the input, you all gave me a great deal to think about and consider. I ended up buying an Apple Macbook Pro 15″. It was really a toug...
Leaving the Family House While at School
I previously mentioned that I have been with the same girlfriend since the age of 15. We actually moved in together at a young age. As I was the only child in my family, I was fortunate enough to have my parents’ basement entirely to myself. I had ...
How To Support An Unemployed Friend
At the beginning of the month, the most recent unemployment statistic was published. The USA reached double digits while Canada was close behind with 8.8% (as of June). The scariest aspect about these statistics is to think that once you stop receivi...
I think my wife is going to work outside the home this year
Neither I, nor my wife are all that excited about her taking a full-time job this fall, but she is going to do it anyway. There are a thousand reasons for her to take the job that she has been offered - and a thousand reason for her not to take the j...
Operation Shortchange - The FTC takes on scammers
I’m pretty confident most if not all of you know that we’re currently in a recession or as the more politically correct like to call it: “An economic downturn”. When I say everyone, I mean everyone…even the crooks and ...
College frugal or college spendthrift?
I spend a great deal of time with college students. Over the past decade, I have observed a phenomenon - very few students work their way through school anymore. I know that there are exceptions, but I remember when the college student stereotype was...
40 personal finance lessons I’ve learned
A long time reader named Bobbi sent me an email recently. The email contained a list of 45 lessons that life taught Regina Brett, a 90 years old resident of Cleveland, Ohio. The list inspired me to share my own list of lessons, but from a personal ...
Be prepared
Last Friday, I was informed that the wife of a friend I work with passed away in her sleep unexpectedly. She came home from work not feeling well, went to bed and never woke up. It reminded me of just how quickly your life can be taken from you....
Creating a financial plan - eFinplan sample report
A few weeks ago, I shared with you a great service I found for creating a financial plan. I also shared the importance of having a plan and how if you didn’t you were basically driving around without knowing where you’re headed. Havin...
Frugal Saltwater Aquarium Reefkeeping
A few pictures from my reef tank One of my hobbies is maintaining a 75 gallon saltwater reef aquarium. I’ve mentioned this a few times before in some other articles I’ve written. A number of you have written asking me about my aquariu...
Money lessons from the first personal finance blogger
Solomon most famously wrote the Book of Proverbs. Thoughts about money are prominent in both Proverbs and his other book of wisdom entitled, “Ecclesiastes”. We might even say that King Solomon was the first “personal finance blogger...
Creating a financial plan with eFinPlan
Ever get up one morning and decide you just want to take off somewhere? “Honey! Kids! Come on, we’re going somewhere!”, John yelled as he looked for his keys finally finding them on the small table by the door. “Where ar...
To what degree should finances affect life decisions?
Last week, I listed some some of my poorer financial decisions. Unfortunately, the picture that I inserted into the post seemed to give the impression that I viewed having children as a poor financial decision. That was not the intent and I took a li...
Specialized emergency funds
I’ve been talking about the benefits of having an emergency fund for a while now. As a matter of fact, my 7th article here on Gather Little by Little introduced the concept as step 5 of my Getting Your Finances Under Control series. When I fi...
Six withdrawal limit for savings accounts
I wrote about a using a firewall account with ING Direct sometime back. Using a firewall account is a concept I use to insulate my ING savings and ING checking accounts from the outside world. Any income I receive comes to my ING firewall account a...
College student loans come with flexibility
I enjoyed reading the M-network answers to the question posed by Leah last week. There is a lot of good information in the M-network responses and you will find an argument for almost every viewpoint in the comment thread. I have discovered that th...
