Blog Detail
HMR Employee Benefits Blog
http://hmrinsurance.blogspot.com
Articles, comments and information on Insurance, employee benefits, and finances.
- Author: Robert Reynolds
- Listed in: Business Finance
- Tags: Life Insurance disability insurance employee benefits group insurance victoria bc canada pensions rrsp
Recent Posts
Group Insurance Primer
Group Insurance is usually set up as a Yearly Renewable Term policy. Meaning rates are calculated each year. For Life Insurance, Accidental Death & Dismemberment Insurance, Critical Illness Insurance and Long Term Disability rates are based on the de...
Bank Insurance
I don’t like bank insurance. Alright, I’m obviously biased since I sell insurance and I don’t work at a bank but I can make a pretty compelling argument. Feel free to debate me in the comments. A little history The big banks in Canada hav...
Mortgage Insurance Part 4 - Putting it all together
I have now talked about all three components of mortgage insurance, Life, Disability and Critical Illness Insurance. I have put together two case studies, one a young couple, one an established family. I hope to show that by using the three types of ...
Welcome HMR Clients
This blog is intended to be a place of learning and information. All the articles are intended to increase the readers knowledge of insurance and benefits as well as to give some insight into the often murky waters of the insurance industry. To encou...
Mortgage Insurance Part 3 – Critical Illness Insurance
I have already made the case that if you die or become disabled you are not going to be able to pay your mortgage bills. The same is true if you get seriously ill. Critical Illness Insurance is a new kid on the block as far as insurance goes,...
Term Insurance Rates
Anon in the comments asked to see rates for Term 10 and Term 20 policies.150 quotes later here are some tables for term rates as of July 8, 2009. All the rates are based on standard health, non-smoker. If you are a smoker you can effectively double t...
