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HSH Associates Financial News Blog
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A blog dedicated to providing financial news and analysis from the nation's largest publisher of consumer loan information -- HSH Associates.
Recent Posts Tagged With 'making home affordable'
Our Most Popular Posts of 2009
Judging by the number of comments each post of ours has received, here’s a short list of the blog’s most popular stories of 2009. Note: If we judged by page views instead of number of comments, this list would be a little different: ̶...
Update1: Loan Mods: Submit ALL Your Paperwork!
We’ve covered the Treasury’s Making Home Affordable Program (MHA) quite a lot since it’s inception and have been quick to point out the program’s flaws as well as the flaws others have noticed. The White House has focused less...
Shaming Lenders — Part II
If it didn’t work the first time, what makes the Obama administration think it will work this time? What we’re referring to here is Washington’s insistence on shaming mortgage lenders into modifying more loans. We can think of sever...
Fannie Turning Borrowers Into Renters
Fannie Mae is expected to release the details of a program today that will turn struggling homeowners into renters. The “Deed for Lease Program” (DLP) allows delinquent homeowners to rent their home for up to a year instead of being forec...
There’s A Reason Refis Aren’t Any Getting Attention
You don’t hear much about the Federal refinancing effort these days. In what started out as the focal point of the Treasury’s two-pronged attack on the housing crisis, soon became dwarfed by the rescue’s other facet: modification. S...
Are Loan Mods Destroying the Mortgage Industry?
In the days ahead, will the private Mortgage-Backed Securities (MBS) market cease to exist? Will loan modifications wind up destroying the long-standing playing field between lenders and second lien holders? Will the Fed ever be able to exit the mort...
How Can Servicers Sign Up for the HAMP?
One of our regular readers emailed in this morning and asked us for some information on how lenders can go about participating in the Federal loan modification program: Will you please discuss how a small lender can get into the home modification pro...
Paying for morality?
A big problem lenders face when foreclosing on houses is that sometimes the former owners will trash the place on their way out. This isn’t a new problem, as this 2008 Wall Street Journal article noted: These days, bankers and mortgage compani...
