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i pick up pennies
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It's never easy to pay down debt. But it's particularly hard when two people are living on under $40,000 a year.
That's my situation. We're paying down $12,000 of debt, even on our limited income.
I talk about frugal hacks I've found, getting b
Recent Posts Tagged With 'debt reduction'
What is a "true" frugal blogger?
I wrote a rather-too-glib post yesterday about spending. I was called on it by an anonymous commenter. I think (s)he had some good points that brought me up short. On the other hand, I also think some of the charges were not entirely accurate.For exa...
Getting serious
I've been living frugally for most of my life. That's not to say that I've always been the strict definition of frugality.My disability certainly made things harder, but particularly being careful with money. Before my mom moved to Seattle, any groce...
Sometimes, it's just about making progress
Photo by Andy CarterBudgets Are Sexy recently asked, How do you measure your own financial success? There were a lot of answers -- and there are probably plenty more that haven't appeared yet. Some people admitted that they measure themselves by thei...
How far do you have to go to be frugal?
Custom Tailored by Chase ReevesOn Sunday, I asked how you know you need to trim the budget. Now, I'd like to go yet another step further and tackle the time-old PF question: How far do you have to go to be frugal?I am confident that this question has...
Frugal is SEXY!
Photo by jawanijaneman071To piggyback a bit on my friend J. Money, "Frugal is SEXY!"Okay, on a first date, it might not be the ultimate turn-on to whip out a coupon (unless you're the one being taken out), but otherwise, frugality is pretty freakin' ...
Someone agrees with me!
Okay, obviously many of you readers have voiced your agreement with my opinions from time to time. And other times have even politely disagreed in ways that were thought-provoking and created an interesting dialogue.But every so often it's just aweso...
Fun with balance transfers?
Tim and I just performed some mathematical circus acts. We made the numbers sit, stay, roll over and even jump through a (flaming) hoop. Maybe we'll take it on the road.And as all the most financially savvy folks do, we started this conversation late...
Murphy's Law: 1,764. Us: 0.
This may be a tad disorganized. I'm sleep-deprived -- Restless Leg Syndrome kept me up til 4 a.m. and then woke me up again at 10:30 a.m.Suffice to say, it's not been a good couple days.Saturday, I checked our bank balance, and had a nice little hear...
Goals or resolutions?
I'm a little late in stating my resolutions for the new year. That's probably because it's been years since I've bothered with New Year's resolutions.I make goals all year-round. I revise old goals as needed, try to undo bad habits and create new, be...
