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i pick up pennies

i pick up pennies

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It's never easy to pay down debt. But it's particularly hard when two people are living on under $40,000 a year.

That's my situation. We're paying down $12,000 of debt, even on our limited income.

I talk about frugal hacks I've found, getting b

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Recent Posts Tagged With 'personal finance'

  • Who actually gives a car as a gift?

    Posted on Wednesday November 25th, 2009 at 06:20 in gifts, personal finance, holiday

    Two more days, folks. That's all we get until it's officially the mad rush for Christmas/winter holiday shopping. Okay, let's be honest -- it's all pretty much geared toward Christmas.I'm not the biggest fan of crass commercialism to begin with. But ...

  • What lower prices?

    Posted on Thursday October 22nd, 2009 at 18:07 in personal finance, Economy, disability, social security, seniors

    It's not just economists who are insisting the recession is over. As many of you have probably heard, Social Security recipients won't be receiving a cost-of-living adjustment (COLA) this year. This is a first in 35 years.So what heralded this change...

  • Free rent, the sleazy way

    Posted on Saturday July 25th, 2009 at 13:59 in personal finance, frugal

    Photo by extremeezineWhile perusing the Phoenix housing ads, I stumbled on this little tidbit (twice now!) and I thought it should be shared.Hi, I've got a room across from the Glendale Community College campus with access to pools, jacuzzi, tennis/r...

  • Debt first, kids later?

    Posted on Saturday July 18th, 2009 at 11:57 in family, personal finance

    Last Saturday, Tim and I went to finally meet the newest addition to our friends' family. His name is Eli, he's 4 months old and absolutely adorable.When we arrived, though, we were shocked to find that our friends' friends, who we'd met on several o...

  • Financial infidelity

    Posted on Wednesday July 1st, 2009 at 04:18 in personal finance

    Photo by Kathryn,For awhile, I had a hobby that involves collecting. I still have my collection, but I'm trying not to spend much to expand it. In fact, I had to stop participating on a related message board. I loved the people on there, but it just ...

  • Do you have to play 'bad guy'?

    Posted on Monday June 29th, 2009 at 04:00 in relationships, personal finance

    Photo by Phoebe BakerAs I've mentioned before, different financial attitudes can be hell on a relationship. It definitely caused a lot of strife in our apartment.It was definitely hard on our relationship for a long time. Tim was the spender; I was t...

  • Sometimes, it's just about making progress

    Posted on Saturday June 27th, 2009 at 07:00 in personal finance, debt reduction

    Photo by Andy CarterBudgets Are Sexy recently asked, How do you measure your own financial success? There were a lot of answers -- and there are probably plenty more that haven't appeared yet. Some people admitted that they measure themselves by thei...

  • How do your emotions affect your spending?

    Posted on Monday March 2nd, 2009 at 15:14 in personal finance, Emotions, spending

    After graduating high school, my cousin came up to Anchorage for college. She had almost nothing in her bank account, despite the fact that she had worked nearly full-time for the last two to three years.Her excuse? When she felt bad, she would go sh...

  • Why aren't we a target audience?

    Posted on Sunday November 23rd, 2008 at 21:39 in personal finance, disability, frugal hacks

    I'm in a mood.I sat down at the computer this afternoon and caught up on some PF blog reading. Unfortunately for those on my blog list I was a little easily rankled today and left a few slightly snarly comments.The one that really got me going was th...