Recent Posts Tagged With savings

• 40 per cent less millionaires

  Posted on Sunday October 4th, 2009 at 06:06 pm in wealth creation economics savings

  Australia has taken third place in a survey of the biggest casualties of the global financial crisis, a report shows. Boston Consulting Group's latest Global Wealth Report found Australia suffered the third largest drop in personal wealth among 62 co...

• Do your sums on FHOG

  Posted on Tuesday July 14th, 2009 at 05:22 pm in mortgages savings property investment

  The Boost to the First Home Owners Grant has been extended until 30 September, 2009. After that it reduces by half until 31 December 2009. In the New Year, the grant returns to an ongoing amount of $7000 for both new and established homes for those ...

• Be climatesmart

  Posted on Sunday July 12th, 2009 at 06:47 am in savings budgeting

  Over the last several quarters we’ve been getting electricity bills that are enough to make you cry. Despite our best efforts, we’ve had little luck in reducing our electricity costs. We’ve installed energy saver light globes in all our lights;...

• FHOG extension a chance to boost savings

  Posted on Wednesday May 13th, 2009 at 09:39 am in goal setting mortgages savings budgeting

  The Federal Government’s extension of the boost to the FIRST-HOME Buyers Grant will give would-be first home-owners a chance to get their finances in order before applying for a loan.Under the scheme as it was, the boost to the grant was due to cea...

• First Home Owners Grant - about to reduce

  Posted on Wednesday May 6th, 2009 at 05:30 am in Interest rates savings

  We all know the recent drop in interest rates has made home loans that little bit more affordable. With the spiralling price of housing finally easing somewhat, First Home Buyers are presented with an unprecedented opportunity to enter the property m...

• You have the power to save

  Posted on Wednesday April 22nd, 2009 at 09:20 pm in savings budgeting

  I was paying my electricity bill last week and happened across a person instead of the usual machine. In the course of paying my account they noticed I was paying a little extra each week ($0.69) so I could access some renewable 'green' energy. I was...

• Merry Christmas Mr Rudd

  Posted on Thursday October 16th, 2008 at 09:40 pm in savings property investment

  The Federal Government has announced a $10 billion financial stimulus to help prevent the Australian economy from sliding into recession in the next six to 12 months. The package is aimed mainly at low and middle income earners, and includes five mai...

• First home saver account facts

  Posted on Wednesday October 1st, 2008 at 09:58 pm in goal setting savings budgeting superannuation

  Only first home buyers can apply.You must be between 18 and 65.Limit one account per customer.You must save $1000 a year to get the 17 per cent government contribution.You can't take the money out until you buy a home at least four years down the tra...

• Extra money towards your first home

  Posted on Tuesday September 30th, 2008 at 07:58 pm in goal setting mortgages savings budgeting

  The burden of saving for your first home has never been greater but, for those saving to purchase in a few years time, the job might be just a little bit easier. From today the federal government’s First Home Saver accounts become available.If you'...

• Planning a budget

  Posted on Thursday July 24th, 2008 at 06:46 pm in goal setting savings budgeting

  We have reached a point where we buy on impulse with no thoughts to the consequences. In order to reverse this trend we need to become more responsible with our spending habits. One of the best tools to help an individual accomplish this is the perso...

• Cut your repayments

  Posted on Tuesday July 22nd, 2008 at 09:29 pm in personal loans Interest rates mortgages savings debt reduction

  ABS statistics show that Australian household debt is at record levels with many people paying high rates of interest, particularly on credit cards.If you have debts, especially those with very high interest, you might be considering debt consolidati...

• Get thrifty - save some money

  Posted on Monday July 14th, 2008 at 09:41 pm in savings debt reduction

  Here are some tips that we've used ourselves or that people have told us about that can help you save some money.Have a look at your mobile phone bill. Can you cut a better deal. Look at other providers and see what's available. We just moved provide...

• Women and their super

  Posted on Thursday July 3rd, 2008 at 07:29 pm in savings superannuation

  Women tend to be less concerned about superannuation even though they probably have a greater need for it in retirement. Women have a longer life expectancy, take greater time out of the workforce for parenting and, on average; working women earn les...

• 5 Tips to get kids saving

  Posted on Tuesday July 1st, 2008 at 07:15 pm in savings

  As parents, we want to do everything we can to help our kids get the best possible start in life. One of the most important things you can do to help them get off on the right foot is to teach them to respect and value money. Talk about money with y...

• Women falling into a financial trap

  Posted on Thursday June 26th, 2008 at 09:24 pm in savings financial planning

  Of all those who need a helping hand planning their financial future, women approaching retirement with a modest net worth are highest on the list. I was recently asked to contribute to an article on this subject for the Courier Mail Newspaper here i...

• Little interest in high interest

  Posted on Tuesday June 24th, 2008 at 11:01 pm in savings

  Recent research by Citibank indicates that 81 per cent of Australians don't know what rate of interest they are earning on their savings account. The survey of 1,100 people, shows that those on a household income below $40,000 were more likely to kno...

• The cost of a little discipline

  Posted on Wednesday June 18th, 2008 at 09:26 pm in personal loans savings

  A personal loan may be more costly than home loan rates but they have the advantage of instilling discipline in certain borrowers when purchasing consumer items.Consumer finance is by definition, finance for items that get consumed - things that get ...

• Relationship breakdown and debt

  Posted on Sunday June 15th, 2008 at 08:11 pm in savings debt reduction

  If money wasn't the cause originally, problems with debt can occur when a relationship comes to an end. To reduce the financial impact of relationship breakdown, ensure that your ex-partner does not take savings and use available credit from any join...

• The super self-employed

  Posted on Tuesday June 10th, 2008 at 08:44 pm in Retirement savings financial planning superannuation

  By Jaeneen Cunningham A report by the Association of Superannuation Funds of Australia (ASFA) says that Many self-employed Australians remain unprepared for retirement with little or no superannuation or other appropriate savings. According to the c...

• Creating Wealth with regular savings

  Posted on Monday June 9th, 2008 at 08:35 pm in wealth creation savings financial planning

  With rising interest rates and rising house prices, your dream of one day buying your own home is possibly just that - a dream. You can give your medium term financial goals a kick start by setting up a regular savings plan now.A regular savings plan...