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Long Beach/Southern California Real Estate
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Information and commentary to keep buyers and sellers up on the Southern California and Long Beach area real estate.
Recent Posts Tagged With 'for buyers'
Brief Explanation of New Buyer Tax Credit
Buyers have until November 30, 2009 to take advantage of this credit. As you may know, not everyone who buys a home in 2009 qualifies for the new $8,000 Federal Tax Credit for a home purchase. Here is the qualification criteria: Buyers must be a firs...
Are You Wanting to Buy, But Waiting?
Trulia just completed a survey on homeownership:The results from our national American Dream Housing Study conducted by Harris Interactive are in. “70 Percent of Non-Homeowners Have No Plans To Purchase a Home in the Next 12 Months; Nearly Half in ...
Why Buy a Home in Today's Market?
The $168 billion package signed off on by President Bush earlier this week increased the maximum conforming loan limit up to as much as $729,750, or 125% of the median price. Conforming loan limits are generally set on a statewide level (as opposed t...
What Does the Rate Cut Do For You?
Whenever the Federal Reserve increases or decreases rates as it did today, it means different things for different people. The winners will be people with good credit scores because the better your score, the better interest rate you receive. This me...
10 Biggest Buyer Mistakes
If thoughts about buying are holding you back, take a look at my presentation by clicking on the title (you can even leave your comments there if you want), then ask yourself what would it take for you to take that step. Would saving money do the tr...
You Can Lose Out by Waiting To Buy
I decided to make my post on another blog a subject for today. A reader comment at another blog prompted me to respond. The reader's reference was to Option ARM's and that they would wait to buy a home instead of getting this type of loan. which rece...
Attractive Loan Options
A lot of people are taking a look at the Best Places to Live lately. First time buyers should know that there are programs returning to the loan market that have not been very active for some time. California's Housing Finance Agency has an excellen...
Long Beach Buying Opportunities Under $300,000
Wow --- in a check on today's MLS, there are 360 listings under $300,000: single family, own-your-owns, condos and coops. Some of them are previous foreclosures and are now bank-owned properties, although if you look online, you won't see that in th...
Know Your Rights if You Are in Pre-Foreclosure
It's an unfortunate fact that certain loan borrowers have been unable to make their payments. On this blog there are many searches about information on foreclosure and pre-foreclosure. If you're in this situation, please see my earlier post What Happ...
Volatility in the Credit Markets
The world of loans and finance is like a global pile of pick-up-sticks, and this last week demonstrated how one move rolls everything. On August 9th France's largest bank BNP Paribas halted withdrawals on the investment funds it said could not be fai...
Does Your Avocado Oven Scream "Fixer"?
According to this article it does. But I think it all depends on who you are (and the condition of the oven). If you're a retro person, the 1950's, 1960's, and 1970's may look like fun to you, or you may not care what year it was all made as long as...
A Note for the 4th of July
It's only fitting to check in at the site for Monticello, home of Thomas Jefferson, not only because he was a President, but also his final day is recorded on a July 4 (but back in the 1800s). Tomorrow, 76 people from 36 counties will become United S...
Very Basic Guideline on Choosing a Home Loan
Whenever a shopper is quoted a monthly payment, he must also be shown the highest monthly payment possible on that loan, and the month it would be reached, assuming the borrower always makes the minimum payment allowed.This is a really good home loa...
Buyers: There's No Time Like Right Now
Real estate supply and demand goes in cycles, it always has. Sales are down, inventory is up past the 6 month level, but what else is happening? Interest rates are creeping up, and there are no predictions for any decreases by the Federal Reserve on...
