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Mal Personal Finance

Mal Personal Finance

http://www.malpf.com

Multiple Attitude and Leveraging methods toward a solid Personal Finance !!

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  • Malaysian Life Expectancy

    Posted on Saturday November 28th, 2009 at 12:36 in insurance

    I found this in one of the un-published drafts ...Life expectancy at birth : male 69 / female 74Healthy life expectancy at birth (2003): male 62 / female 65Probability of dying under five (per 1 000 live births): 12 = 1.2%Probability of dying betwee...

  • Bus Fares = OK but ...

    Posted on Thursday November 5th, 2009 at 19:37 in finance planning

    Bus fare usage in Kuala Lumpur is averaged at RM 1.70 per ride base on the following usage rates.50% Zone 1 RM 1.1030% Zone 2 RM 1.9010% Zone 3 RM 2.5010% Zone 4 RM 3.10Typically one may need to take 2 bus routes to reach destination. So one trip i...

  • MYR 300 FREE money for self employed

    Posted on Monday October 26th, 2009 at 23:04 in saving, finance planning

    Budget 2010 has been around for a while now, but I wonder why many have not made a big deal about this yet. If you are a Self Employed in Malaysia, you can open an EPF account yourself and save MYR 100 into it every month. In return, Government will...

  • Zero Sum = Nothing ?

    Posted on Monday October 26th, 2009 at 12:56 in finance planning

    Zero Sum theory says that if one earns an amount of money, there MUST BE another one lost exactly the same amount of money. Bundle with Buddhism (空, 无), one shall NOT care about money ... as all will go back to dust eventually, anyway.Malpf wou...

  • MYR 50 credit card fee - Solve debt with more debt !?

    Posted on Sunday October 25th, 2009 at 21:01 in credit card, joke

    Seeing that credit card debt has reached a serious and dangerous level, Malaysia government will start imposing MYR 50 fee on each credit card hoping people will reduce the use of credit cards and therefore reduce debt.Although it may sound rational...

  • Case Study : How to use Money ?

    Posted on Friday October 23rd, 2009 at 03:08 in case study, finance planning

    Starting at age 24, Daniel can save $1,000 a month. Plan to buy a $30,000 car at age 30, get married at 29 and buy a house at age 30.He is also repaying $150 monthly to a $48,000 study loan. Only 10 more months left to pay for a $300 motorcycle lo...

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