Dhirendra Joshi

Curriculum Vitae
Name: Dhirendra
Surname: Joshi
Date of birth: 08.05.1978
Place of birth: Jhalawar, Rajasthan
Marital status: Married
Current address and telephone: Indian Institute for Rural Development (IIRD), near bus stand Subash Colony, Jhalawar, 326001 (Raj) +91-7432-230960 (O) 232077 �??�?�®
+91-94131-01226, 9001793830 (Cell)
Permanent address and telephone: oppt. Khel Sankul C-34 Jwahar Colony Jhalawar, 326001 (Rajasthan)
Email: dkj_jhalawar@yahoo.co.in
Main field(s) of specialization:
Entrepreneurship, Micro Enterprise Development & Micro Credit
Educational Qualifications
Diploma Institution Year Field (specialization)
Post Graduation Diploma in management of NGOs Entrepreneurship Development Institute of India EDII Ahemdabad 2003-2004 6th batch Entrepreneurship & Micro Enterprise Development Micro Credit
Graduation ( Please specify title, university, year)
Diploma Institution Year
10th Rajasthan education board Ajmer 1993
12th Rajasthan education board Ajmer 1995
Graduation in Arts MDS university, Ajmer (Raj.) 1998
Post Graduation in Hindi MDS university, Ajmer (Raj.) 2001

Work Experience
Period of work Position Held, Organization, Work Location Responsibilities Achievements
May .2000 to Sep. 2003 Project Officer
Rural Industries Programme
Indian Institute for Rural Development IIRD
Jhalawar

Supported by:
Small Industries Development Bank of India SIDBI �?�¢?�?�¢ Micro Planning & Development of Resource Inventory of the district in consultation with DIC, KVIC, RIICO, SIDO for promotion of rural enterprises
�?�¢?�?�¢ Support & Guidance to team for implementation of the Project
�?�¢?�?�¢
�?�¢?�?�¢ Organization of Awareness �?�¢?? Work & Technology Demonstration Camps for awareness generation
�?�¢?�?�¢ Organization of Exposure Visits & Need based REDP / EDPs clubbed with Technical trainings for capacity building of the potential Entrepreneurs
�?�¢?�?�¢ Preparation of Bankable Project for Credit mobilization for potential (Banking Deprived) Entrepreneurs
�?�¢?�?�¢ Facilitation to entrepreneurs for participation in marketing events
�?�¢?�?�¢ Follow up services to established enterprises to secure sustenance of the units & recovery
�?�¢?�?�¢ In Jhalawar District 875 Micro Enterprise have been promoted, providing employment to 2018 people, Rate of recovery 95 %

Oct 2004-April 2007 District Project Coordinator
District Poverty Initiatives Project DPIP
IIRD-Jhalawar
Promoted as In charge of (DPIP) whole district �?�¢?�?�¢ Community mobilization SHG / CIG formation and capacity building of the targeted community (BPL) as well as the project functionaries
�?�¢?�?�¢ Identification of demand driven group based viable poverty reduction alternatives and implementation of micro infrastructure, land based and enterprise development sub projects based on local livelihood pattern.
�?�¢?�?�¢ Preparation of project progress reports, success stories and operational plans for the felt needs of the community as per the Project vision.
�?�¢?�?�¢ Capacity enhancement of rural poor with focus on community designed and managed activities for sustainable income support.
�?�¢?�?�¢ Canvassing with State / District authorities for providing support to poor through their active involvement in formulation and implementation of poverty alleviation measures.
�?�¢?�?�¢ In addition to above preparation of projects �?�¢?�?�¢ Organized PRA exercise in 70 villages by the team under my leadership
�?�¢?�?�¢ Identified, recruited, done orientation and deployed more than 10 professionals as well as grass root workers
�?�¢?�?�¢ Organized awareness and sensitization workshops AIC for PRIs, Opinion builders and block level government functionaries
�?�¢?�?�¢ Conceived and constituted 974 Common Interest Groups CIGs / SHGs of BPL families
�?�¢?�?�¢ Prepared and implemented, micro infrastructure, Land Based and enterprise projects worth 15 crore through CBOs (Common Interest Groups CIGs of BPL families)
�?�¢?�?�¢ Organized the two Field Visits of the World Bank Team
�?�¢?�?�¢ Participated in various capacity building state & national level trainings on various topics

Operation Head
ARTH Micro Finance May 2007- Onwards
�?�¢?�?�¢ Responsible for Business operations Planning & execution
�?�¢?�?�¢ Weekly track monitoring with AM (every Saturday)
�?�¢?�?�¢ Financial Planning (Fund Raising, fund reservoir, disposal & recoveries)
�?�¢?�?�¢ Limited Filed visits for interaction with customers for Customer Relationship Management CRM and product designing
�?�¢?�?�¢ Liaison with District Banking organizations & administration
�?�¢?�?�¢ Prepare, review and present, weekly, monthly & quarterly reports
�?�¢?�?�¢ Process monitoring & quality assurance in all processes
�?�¢?�?�¢ Random checking of loan proposals
�?�¢?�?�¢ Host Branch Audits
�?�¢?�?�¢ Authority to issue all orders at branch level and pass the bills
�?�¢?�?�¢ Plan motivational trainings, contexts and host informal offsite meetings for branch
�?�¢?�?�¢ Participation in meetings and workshops at district & state level
�?�¢?�?�¢ Documentation of success and learning�?�¢??s and further use them for future strategies
�?�¢?�?�¢ Partnership with local development actors and explore scope for convergence with ongoing development schemes
�?�¢?�?�¢ Design credit plus livelihood approach and implement through partnership with local development actors RTC / KVK / RMOL, NABARD, SIDBI & NGOs
�?�¢?�?�¢ Explore scope for value added services for borrowers
�?�¢?�?�¢ Develop close partnership with life & general insurance companies
�?�¢?�?�¢ Keep an eye examine total working errors and sort out all of them promptly
�?�¢?�?�¢ Lead the branch and set personal examples for achieving the highest business targets and goals �?�¢?�?�¢ In Three District of Madhya Pradesh and Rajasthan formed 2016 Self Helf Groups (SHG) and financed 11 crore to them for Micro Enterprise activities. And Rate of recovery 100%

Additional Responsibilities
We are also working with TATA AIG life Insurance Company for our Micro Finance Clients and we have covered 19000 lives in last four years.
Spoken Languages: (Hindi, English , Rajasthani, (Regional)
Computer Skills (MS DOS ,MS office, inter net surfing )
References:
Mr.Madu Sudan Achariya
Ex. Dean
Horticulture Collage
Jhalawar- Rajasthan
91-94140-79503
Mr.pramod Kumar Paliwal
Secretary (Livelihood)
Indian Institute For Rural Development (IIRD)
Jaipur- Rajasthan
91-94140-79501

Preferred place of work in India: Rajasthan

Posted: October 26th, 2009 | Report This Comment