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A personal finance blog that shows my net worth and also a place where we share insight on achieving financial freedom!
Recent Posts Tagged With 'housing'
Figuring out Whether Mortgage Refinancing Makes Sense is Dead Simple
Refinancing your mortgage is a highly flexible financial tool, available to many homeowners. Mortgage refinancing allows home owners to potentially get lower interest rates and lower monthly payments, to switch from an adjustable to a fixed rate mort...
First Time Home Buyer Tax Credit Extension Thoughts
If you want to hit me, punch here. I’m numb and can’t feel it anyway. As we talked about yesterday, the $8,000 first time home buyer tax credit is extended, and that even existing owners who buy will be able to get $6,500. The new requir...
Home Buyer Tax Credit Expanded and Extended
After a successful trial run that boosted home sales and brought buyers back to the table, the government has extended the $8,000 first-time home buyers tax credit through June 2010. Now it’s not just first-timers who are benefiting — the pres...
How to Save Money on Your Mortgage
Despite the tepid national economy, home ownership remains one of the cornerstones of the American dream. For most people who are responsible with their mortgage application, it’s still a great investment for the long term. But it’s not a...
The Beauty of Supply and Demand
Supply and demand is an economic principle that we know all too well. When demand goes up, prices tend to follow. When supply is high, expect discounts. Thanks to supply and demand, we might be moving to a bigger apartment. Let me explain… ...
Rental Property vs REIT
Off and on, I’ve been thinking about buying a rental property but for some strange reason, the idea of Real Estate Investment Trusts (REIT) never crossed my radar. Over the weekend, a conversation with a former coworker sparked my interest in ...
Regulate the Realtors - Government Improvement Series
If I had my way, the realtors will all be regulated. The financial advisers are regulated, and the accountants are part of the association that governs how they are supposed to conduct business. Why not the realtors as well? Never mind our 401k and...
Foreclosures Really Happens All Over
We hear about all those people who are underwater on their mortgages, and we hear about the incredibly high amounts of distressed properties on the market today. Yet, many of us never really come across the foreclosure process. Is it really that ba...
The Mistake of Waiting Till The Last Minute
It could be argued that being lazy is built into us because we are just trying to do less. One way to look at it is that we are actually trying to be clever. However, if you believe that waiting until the last minute to do everything is smart, you ...
Market Crash Coming?
I feel uneasy to talk about this, since I always advocate investing for the long term and be in diversified investments while ignoring the noise. However, I have been slowly selling my stocks in my taxable investment account and I would really fee...
Ask the Reader - a Fixer Upper Home Or …
Emma and I caught the “house hunting bug” lately - we have been touring a ton of houses. The whole process is similar to advertising in that the more houses we look at, the more we want to look (and buy). No wonder my realtor was so agg...
A Real Look at Home Equity Abuse in the Nation
California is a beautiful place to live in since there’s no shortage of pacific ocean views down here. The gorgeous surroundings and year round perfect weather have attracted many who want to buy a house here. During the last decade, this wen...
