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Money Reasons

Money Reasons

http://www.moneyreasons.com/

My blog tracks my use of money, and the use of money to finally becoming debt free. I also talk about ways to save money, and my plans for the future, now that I no longer have a mortgage.

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  • Christmas Tree Mission Accomplished

    Posted on Saturday December 5th, 2009 at 19:52

    Yesterday, we finally got our tree.  We held out for snow as long as we possible could, but it just didn’t happen. Old tyme Christmas tree The tree is small put nice, it’s a Frazier fir…  It cost $54 (ouch)…  The hot chocol...

  • The Value of Infomercials, Caveat Emptor

    Posted on Saturday December 5th, 2009 at 04:24 in frugality, infomercial, frugal lifestyle

    We are constantly bombarded with Infomercials, especially in the early morning and wee hours of the night, when we’re at our weakest moments. Exercise Infomercial While the some of the infomercial products may work, most are not worth the money...

  • Fixed versus ARM Mortgages

    Posted on Friday December 4th, 2009 at 01:34

    Okay, let’s review the choices! First, what is a ”Fixed rate mortgage loan”? These are loans where the interest rate is a non-changing rate, so the interest and principal payment portion of the loan will always stay the same throu...

  • The Power of Spot Budgeting

    Posted on Wednesday December 2nd, 2009 at 23:15 in saving money, spot budgeting, latte cutback

      Okay, I’ve posted a similar post about this before, but there is power in this process! What is Spot Budgeting? Spot Budgeting is the lazy man/woman’s way of doing a limited form of budgeting.  The beauty of this technique is that in...

  • My Christmas Tradition

    Posted on Wednesday December 2nd, 2009 at 06:20 in family, kids, holiday, traditions, christmas, christmas tree, christmas tradition, christmas past

    Christmas was always a special time for me as a kid!  Cool Christmas Tree It was my grandmother use to make it a very special time of the year.  She went all out, she had a large Santa that stood in a sleigh decoration with individual reindeer t...

  • My Upromise Experience and was It Worth It?

    Posted on Tuesday December 1st, 2009 at 23:02 in College, experiment, upromise, college savings, planning ahead, 529 plan

    I always try to plan for future expenses.  That why I opened a Upromise account right before my son was born.  Back then I had more expenses and any amount I could save counted! For that time in my life, Upromise was a perfect vehicle for me to ...

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