Recent Posts
Moolanomy
Return To Blog Listing
A personal finance blog about my journey to build $1 million investment portfolio by 2017. Here, I will share with you information that I have found useful on my journey.
Recent Posts Tagged With 'Retirement'
Weekend Reading: August 3, 2008
Before I start the roundup, I just want to share with you two new features on Moolanomy…as well as reacquaint you with some of the older ones. Personal Finance Directory (new) — I changed...
Moolanomy’s Past Articles By The Number
My family is going on a vacation for a few days. We’re going as far south as Virginia Beach on this trip and I look forward to see the Chesapeake Bay Bridge-Tunnel and neighboring area. I wi...
Ask The Expert with Larry Swedroe, June 2008 Issue
This is the 7th issue of the Ask The Expert column by Larry Swedroe. You can see Larry’s full biography and important disclaimer below. If you are interested in having your question answered by...
Should I Borrow From My 401k Plan?
A friend at work is thinking about borrowing from his 401k plan to fund his business start-up. He mentioned it to me and I told him that it’s a terrible idea to borrow from 401k. It may soun...
Should My Parents Buy Long-Term Care Insurance?
I finally took care of my parents’ whole life insurance policies and put them on a Premium Offset Proposal (POP) arrangement. Basically, this arrangement uses their policy’s current and accum...
What Is An Annuity?
I’ve heard about annuity before, but didn’t really know what it is until I read a Fidelity newsletter over the weekend. I thought the information provided was very good so, I am going to ...
April 2008 Site and Net Worth Review (+6.22%)
Net Worth Review We definitely saw good recovery in April, but you really have to ask how much more can the Fed cuts interest rates. The S&P 500 index went up +4.75% from 1322.70 to 1385.59. Acc...
eFinPLAN Online Financial Planning Software Review
Kent Irwin, who recently wrote a guest article: Is Suze Orman Right, Can You Be Your Own Financial Planner?, sent me a free license to use his eFinPLAN online financial planning software. In this pos...
7 Money Management Tips for Seniors (GP)
Many of us are working toward a comfortable retirement so that we can relax and enjoy our golden years. Money experts often give advice on how to reduce debt and retire early, yet they overlook the pe...
March 2008 Site and Net Worth Review (-1.01%)
Net Worth Review March was another down month, but the second half certainly showed some promise for the stock market. For the month of March, the S&P 500 index dropped -0.60% from 1330.63 to 132...
10 Ideas To Retire On Less (Reprint)
This is a guest post I wrote for Millionaire Mommy Next Door on December 19, 2007. In “Determine Your Retirement Needs In 3 Easy Steps,” I demonstrated a way to estimate retirement savings...
February 2008 Site and Net Worth Review (+0.63%)
Net Worth Review February was another roller coaster month for the stock market. If it wasn’t for the -2.71% drop on February 29th, the monthly performance would have been mostly flat. In the en...
January 2008 Site and Net Worth Review (-7.35%)
Net Worth Review January was a bad month for the stock market despite two rate cuts by the Fed. The S&P 500 index dropped -6.12% from 1468.36 to 1378.55. According to NetworthIQ, my net worth we...
Money Matters for All Ages - The Chaotic Thirties
This article is part of the Money Matters for All Ages group writing project being conducted by the M-Network and other blogging friends. See the bottom of this article for the full list of participan...
December 2007 Site and Net Worth Review (+0.72%)
Before I begin, I’d like to say that this is a special edition of the net worth review, because following my review, I will be sharing what my friends are all saying about their net worth or the...
A Deeper Look at the 80% Retirement Rule
In Using Simple Rules to Predict your Retirement Needs, I passively mentioned using 80% rule to calculate retirement needs. You may have heard this rule before; here is a variation of it: “You...
12 Investing Mistakes I’ve Made, and How You Can Learn From Them (Reprint)
This is my guest post that appeared on Get Rich Slowly on September 26, 2007. I’ve been investing since 1996. In the process, I have learned a lot, mainly from trial and error. I’d like to share...
Using Simple Rules to Predict your Retirement Needs
In prior posts, I shared some financial math tricks and demonstrated a quick way to calculate your retirement needs. Now I am going to put the two together and use these rules, along with some histor...
Building, Diversifying, and Shifting Your Income Streams
I think many of us have heard about income streams, active income, passive income, and portfolio income before (if not, I have brief description below). I like to share some quick observations about ...
What Difference Does A Decade Make?
In “7 Costly Retirement Savings Mistakes to Avoid,” I had mentioned that waiting too long is the number one mistake. I am afraid I didn’t demonstrate it well, so here is a different...
November 2007 Site and Net Worth Review (-0.39%)
November was a very volatile month for the stock market with pressure from the oil price, sub prime mortgages, and foreclosure problems. The negativity was further fueled by bad news from companies l...
22 Money Maximizing Moves You Can Do Today
Now that the benefits enrollment for my company is over, I can start thinking about things that I could do before the end of the year to make my money work harder for me. Here are 22 ideas that I wan...
What’s Wrong with this 401k Asset Allocation?
Recently I spoke to a friend about his retirement savings, and we ended up looking at his 401k portfolio. Although he isn’t able to contribute the maximum amount each year, he contributes enoug...
Carnival of Money Stories #33 - Autumn Beauty
Welcome to the 33rd Edition of the Carnival of Money Stories; a carnival that shares stories about personal experiences or the experiences of others on saving, investing, finance, money management, mo...
Moolanomy weekly roundup #15: “Habits” edition
As you can see, I have adjusted my sidebar a little and split it in two halves — I hope you like the new design. I wonder what the original template designer think about all the changes I have...
October 2007 Net Worth Review (+1.75%)
Aside from the big dip on October 19th, this was another good month for the stock market. The S&P 500 index rose +1.48% from 1,526.75 to 1,549.38 — again, the Fed cuts rates by another quart...
Money Lesson #4: Choosing the Right Tool for the Job
In the previous lesson with my wife, I taught her about various investment vehicles available at our disposal. This time we discussed choosing the right tool for the job; that is, choosing the best i...
Moolanomy weekly roundup #13: “300″ edition
Wow, another week has passed. Time sure fly fast. This is another good week for Moolanomy because the blog now has more than 300 feed subscribers. Moreover, two other members of the M-Network also r...
Moolanomy weekly roundup #12: “Hello Readers” edition
This is another great week for Moolanomy and the M-Network. The network made an exciting, as well as a sad change — we welcomed MyTwoDollars into the family, and said farewell to Financial Domi...
September 2007 Net Worth Review (+1.24%)
September was a good month for the stock market. The S&P 500 index rose +3.58% from 1,473.99 to 1,526.75 — thanks to the boost from Federal Reserve interest rate cut by half a point on the ...