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Moolanomy

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A personal finance blog about my journey to build $1 million investment portfolio by 2017. Here, I will share with you information that I have found useful on my journey.

Recent Posts Tagged With 'credit'

• Do We Really Need What We Want?

  Posted on Tuesday July 1st, 2008 at 07:00 in credit, credit and debt, debt, finance, money-management, need, want

  The most valuable lesson I’ve been taught came from my dad –- from the day I was a little girl being bounced on his knee till today when I’m a career woman in my own right, dad has just one piec...

• Weekend Reading: June 15, 2008

  Posted on Sunday June 15th, 2008 at 07:51 in business, credit, debt, ebook, frugal, income, shopping, snowball, weekly roundups

  Great Articles If you haven’t seen Personal Finance Buzz, please visit, sign up, and give it a try. Some of the most popular articles of the week include: Alas, problogger, we hardly knew ye a...

• What’s Your Financial IQ? Here’s A Test

  Posted on Wednesday May 28th, 2008 at 07:00 in budgeting, credit, debt, expense, frugal, fsa, insurance, investing, money, saving, shopping, taxes

  Following the success of previous “Frugal of Cheap” test, I am going to throw another one out there for your enjoyment. I hope that you’ll like this as much as the last one and find...

• Money Hacks Carnival #13 — Money Saving Hacks Edition

  Posted on Wednesday May 21st, 2008 at 06:30 in Career, Carnival, cfl, credit, debt, Economy, frugality, income, investing, money, real-estate, saving-money

  Welcome to the “Money Saving Hacks” edition of Money Hacks Carnival. We have over 60 submissions this week, so this is a fairly long carnival. Let’s start off with the editor’...

• Why You Don’t Need Credit Card Life and Disability Insurance (GP)

  Posted on Wednesday March 26th, 2008 at 08:00 in credit, credit and debt, credit-card, disability insurance, fee, gp, insurance, Life Insurance

  About the Author: Linda Bustos is an Editor for CreditorWeb, where you can learn about personal finance and credit cards, or apply for a credit card online. + + + You would never take out an insuran...

• SmartyPig Teaches Your Children About Savings For Financial Goals

  Posted on Monday March 24th, 2008 at 08:00 in credit, financial goal, financial planning, investing, money-management, savings, smartypig

  Yesterday I stumbled upon SmartyPig. It is an online piggy bank where you could set up savings goals, and invite family and friends to contribute to your account. While your savings is accumulating, i...

• Peer-to-Peer Lending and Bloggers Ethic

  Posted on Monday March 10th, 2008 at 08:00 in credit, credit and debt, debt, dti, investing, investment, lendingclub, loan, p2p, peer-to-peer, prosper, risk

  Last week, my friend Gibble sparked a little controversy with his post “Why I think P2P lending is a bad idea.” He believes peer-to-peer lending as bad because it propagates myriad proble...

• ABC of Wealth Building

  Posted on Tuesday February 19th, 2008 at 08:00 in budget, credit, debt, invest, wealth

  At the end of last month, I discussed how the basic net worth formula reveals several money management insights. As part of that article, I started a little game where I ask my readers and other blog...

• Credit Safety On The College Campus (GP)

  Posted on Friday February 15th, 2008 at 08:00 in budgeting, credit, credit and debt, credit-card, debt, finance, gp, student

  About the Author: This is a guest post by Tisha Kulak, is a writer for CreditorWeb, where she writes about student credit cards and responsible credit card use. + + + Students going off to college are...

• Is Peer to-Peer Lending Ready for Prime Time?

  Posted on Monday February 11th, 2008 at 08:00 in credit, dti, investing, investment, lending, lendingclub.com, loan, p2p, peer, prosper, sri

  It has been a while since I wrote about my peer-to-peer lending investments. DebtKid recently interviewed me, and you can see our interview on LendingClub.com. One of the questions the stuck with me ...

• What is Debt-To-Income Ratio (DTI) and Why Does It Matter?

  Posted on Tuesday January 29th, 2008 at 08:00 in credit, credit and debt, debt, dti, income, interest, mortgage, piti, Principal

  For someone who doesn’t carry a lot of debt, I didn’t give Debt-To-Income ratio a serious thought until I start lending money on peer-to-peer lending networks — i.e., Prosper and Le...

• 10 Ways to Completely Ruin Your Credit (Reprint)

  Posted on Friday January 18th, 2008 at 08:00 in bankruptcy, credit, credit and debt, emergency-fund, payday-loan, preapproved, score, tax-lien

  This is a guest post I wrote for I’ve Paid For This Twice Already… on October 17, 2007. This post is inspired by one of my readers, whom I will call Mr. M. This is not the usual improveme...

• 6 Easy Ways To Simplify Your Finance

  Posted on Thursday January 10th, 2008 at 08:00 in Automatic, bill, consolidate, credit, credit and debt, debt, insurance, Online, payment, payroll-deduction, saving, saving and investing

  One of my favorite motto is: “simpler is better.” I think it’s crazy how someone like Madison can have 181 accounts and still live a sane life (hi, Madison). Since she shared her s...

• Moolanomy weekly roundup #16: “Prosper” edition

  Posted on Sunday November 25th, 2007 at 08:00 in borrow, credit, credit and debt, income, interest, investing, lend, prosper, risk, weekly roundups

  Ever since Prosper signed up as an advertiser on Moolanomy, I have been thinking about lending out money on Prosper as a way to build alternative income. Looking around the web, this seems to be a le...

• 22 Money Maximizing Moves You Can Do Today

  Posted on Tuesday November 20th, 2007 at 09:10 in 401k, 529, agi, budget, Car, cesa, charity, coverdell, credit, credit and debt, donation, expenses

  Now that the benefits enrollment for my company is over, I can start thinking about things that I could do before the end of the year to make my money work harder for me. Here are 22 ideas that I wan...

• Carnival of Personal Finance #127 - Wonders of the World

  Posted on Monday November 19th, 2007 at 08:00 in budgeting, Carnival, carnival posts, credit, debt, frugality, insurance, investing, money management, pmi, saving, tax

  I found this great list on Wonders of the World so this week carnival will be based on wondrous things in the world. There are a lot of submissions this weekend but I did manage to read through them ...

• Putting Credit Cards to Work for You (GP)

  Posted on Friday November 16th, 2007 at 08:00 in cash back, credit, credit and debt, credit card, discount, fico, gp, perk, reward, score, travel reward

  About the Author Stephen Bishop Jr. is a contributing editor for Apex Credit Cards, a site that provides comparisons on a wide range of credit card offers. ApexCreditCards.com also features consumer c...

• Moolanomy weekly roundup #15: “Habits” edition

  Posted on Sunday November 4th, 2007 at 08:00 in bankruptcy, cd, challenge, credit, credit and debt, habit, home and real estate, hsa, insurance, interest, life and health, rental property

  As you can see, I have adjusted my sidebar a little and split it in two halves — I hope you like the new design. I wonder what the original template designer think about all the changes I have...

• 107th Carnival of Debt Reduction - New York Edition

  Posted on Monday October 1st, 2007 at 09:00 in carnival of debt reduction, carnival posts, credit, credit and debt, crisis, debt, invest, mistakes, new york, time

  Welcome to the 107th Carnival of Debt Reduction. It is a great honor to be your host for this fine Carnival. Without further ado, let us take a tour of New York City. The Statue of Liberty …sta...

• The Key to Financial Imprisonment

  Posted on Wednesday September 12th, 2007 at 08:30 in credit, credit cards, debt, financial imprisonment, financial independence, personal finance

  In my post My first credit card and the fallacies, I mentioned the term financial imprisonment, which is basically the opposite of financial independence. My definition of financial imprisonment is &...