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Mortgage Rates & Trends: Mortgage Blog from Total Mortgage
http://www.totalmortgage.com/blog/
Total Mortgage provides some of the lowest current mortgage rates for new purchase and refinance transactions. We offer fixed rate mortgages, adjustable rate mortgages, FHA home loans, FHA refinances, along with some of the best jumbo mortgage rates in the country. You can check our current mortgage rate and get free rate quotes for all different types of mortgage loans and use our mortgage calculators, as well. Total Mortgage is a direct mortgage lender and a mortgage broker equipped with in-house underwriting that gives us approval flexibility. Because of our large volume of business, we can service virtually all real estate needs for mortgages, including home purchases for first time buyers, refinancing, home equity and debt consolidation.
Recent Posts
Current Mortgage Rates Begin to Rise Nationally
Although current mortgage rates are increasing, a 30-year fixed-rate mortgage is still available below the 5% threshold. The same 30-year fixed-rate mortgage was available between 4.5% and 4.625% less than two weeks ago. Since the end of November, m...
FHA Condo Changes Good for Buyers
Yesterday, the Federal Housing Administration (FHA) rolled out a new policy aimed at helping condo buyers in their search for a financially sound condominium complex. However, critics believe some of the new rule changes implemented by FHA will make...
Housing Market Causing House Flippers to Nest Instead
What exactly is house flipping? House flipping is when a buyer purchases a house that is in need of some work, renovates it, then turns around and sells it – or flips it – quickly for a profit. The flipping process can be applied to any asset, b...
Purchase Contracts Dramatically Increase
Although they do not constitute closed deals, the impressive 3.7% increase in signed contracts to purchase homes in October certainly indicates the housing market is on the mend. If this increase is not enough proof the housing market is rebounding,...
FHA Changes: Agency Considering Stricter Guidelines
Currently, borrowers of FHA mortgages are required to have a down payment of just 3.5%. This is the main reason why FHA mortgages have surged in popularity since the housing crisis began, which now constitutes approximately 30% of all mortgage origi...
Permanent Mortgage Modification Program
The United States Department of the Treasury announced yesterday their latest effort to help struggling homeowners pay their monthly mortgage payments. The federal government had been urging mortgage lenders to modify mortgages on a temporary basis ...


Total Mortgage is one of the worst mortgage companies out there. There charged us all these fees for refinancing because they said that we delayed the loan application process. We provided all the proof showing that the delay was on their end and filed a complaint letter. They didnt have the courtsey to even respond back to our letter. It is one of the worst companies out, don't get your mortgage or refinance from them. Please feel free to email me if any questions
Posted: October 7th, 2009 | Report This Comment