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Personal finance journal featuring information and resources on financial matters including credit cards, personal loans, real estate, investments and more.
Recent Posts Tagged With 'budgeting'
The Danger of Using a Debit Card
The NY Times recently ran a short editorial detailing the “Debit Card Trap“, basically outlining the hefty overdraft fees that banks may levy on your account should you go over your balance. They offer a couple of suggestions that the go...
Relieving Financial Anxiety
Everyday we’re barraged with more bad news about the economy and the state of our financial world. Journalists and economists alike are frequently peppering their articles with visions of layoffs, bankruptcies, recession, and even the occas...
Back to School Time
Sometimes budgeting your money and time include getting things organized. At this time of the year, when children around the country are getting back to school it becomes more important than ever to get things organized and put together. An amazi...
Kick the Credit Card Habit
Credit cards certainly have their place in our lives. In fact, used correctly you can actually make some money or get free travel using your credit cards to buy things and pay bills from the various credit card reward plans available. You can pic...
Rent a Car for Your Next Vacation and Save Gas
My family and I recently went on a vacation and we decided to rent a car that had really good gas mileage. The money we saved on the gas, coupled with the wear and tear we didn’t put on our car more than paid for the cost of the car. Your numb...
Laptop Screen Repair
We continually look for ways to save money here on PFJournal, since part of your own personal finance is finding a method to best budget your money. This can and should include shopping for great deals on items like electronic equipment, computers an...
Don’t Panic Over Your Finances
We’re hearing a lot of doom and gloom about the finances continually now for the past year or so. It’s recession this, mortgage crisis that and the outlook doesn’t appear to be much better for the year to come. So, one has to ask w...
A Way to Save Money
We’re continually striving to find new ways to save money, whether it be using less gas, sidelining your cash, analyzing your personal financial risk and so forth. In fact, it’s actually quite easy to find tips and tricks to save money....
Flights to USA
Everyone loves to travel for the holidays and finding information on the internet has made booking travel reservations, such as flights to USA, a much more do-it-yourself project. The problem is, it’s not always easy to find the best deals on...
Slowing Economy Now Affecting the Rich
Interesting little article from Bloomberg on the slowdown in the economy and its affect on the rich. According to the article, “Affluent consumers, pinched by shrinking stock portfolios, falling property values and smaller bonuses, are behavi...
Add Wine to Your Budget
Here at PFJournal, a common theme is saving money and skipping on the little extras that can really drain the pocketbook. The reality is, however, that we need to occasionally treat ourselves with a little indulgence now and again. Think of it as a n...
Interesting Ways to Save Money - Part 1
(This is the beginning of a series of posts I’m going to be making regarding my “thriftiness”. I’m not sure how many parts it will eventually have, but it should go on for a bit. These won’t be really suggestions for li...
Save Money and Energy
There are lots of things you can do around your house to save money, and we’ve covered some of them here before. One often overlooked appliance in your house that can save you both some money and energy is your hot water heater. Heating water...
Saving Money in a Recession
According to many economists, we’re either quickly heading for a recession or possibly already in one. Either way, it’s probably a good idea to have some type of a plan to handle a slowdown in the economy or a full-blown recession. A re...
Stop Buying Gas - Save Money
We’ve talked a bit about saving on gas before, but you can save even more by not buying gas at all. OK, first a mild disclaimer: this is not for everyone. If you’re the type of person who doesn’t like changing oil or getting a bit d...
