Recent Posts
SayEducate
Return To Blog Listing
A life-event planning center to help people bring order to their lives.
Recent Posts Tagged With 'home financing'
Return of the HELOC?
Pity the poor HELOC. Ostracized by some as demonstrating what is wrong with the American consumer, the HELOC fell out of fashion when credit tightened and the financial markets collapsed in 2008. But, much like the fabled phoenix which rose from the ...
Self Employed? Home Loans For You!
For the self employed, you know one important way to hold down your tax obligations is to find as many deductibles as possible. After all, you work hard — why allow Uncle Sam to take more money from you then “he” should? One way to limit y...
ARMs Crack Four Percent Threshold
Mortgage rates continue to drop, nearing historic lows. This is good news for first time home buyers who may also be eligible for an $8000 federal tax credit which expires on November 30, 2009. Zillow.com reports that 30-year fixed-rate mortgages are...
Zillow Reports 5% Mortgage Threshold Has Been Breached
Despite the economic uncertainty one fact remains: mortgage loans can be had for at near historic low rates. This is good news for home buyers or for people who want to refinance their current mortgages, provided that they have excellent credit and a...
Home Loan Rates? Going Down!
If you’re looking for good news these days in the housing market, then you may have heard that home sales are up and prices have stabilized in some markets. But, you may have also heard that come 2011, there could be a rash of new foreclosure...
Will Nearly Half Of Mortgages Be Under Water In 2011?
Deutsche Bank, which is also one of the largest and most respected financial institutions in the world, recently made a prediction that by 2011, nearly half of all US homeowners with a mortgage will be “under water” by then. Under water (or under...
Relief: Mortgage Rates Heading Back Down
Low mortgage rates are perhaps the only thing that will get people to buy a new home or refinance their current home in this difficult market. And that is why a recent trend toward lower rates is being greeted with enthusiasm by real estate brokers a...
Rising Mortgage Interest Rates May Scuttle Recovery
What This Means For You, The Consumer President Obama’s bid for a full economic recovery may be set back by many months thanks to rising interest rates which is making it more expensive for homeowners to finance their houses. Since bottoming ou...
Buying Foreclosed? Consider This First!
Not many people are calling the bottom of the housing market yet, realizing that in some markets further declines in home values may still be happening. But, for the person who is ready to buy and is looking for a very good deal, foreclosed property ...
Realtor Group Urges Action Against Foreclosure Scams
You’re hanging onto your home with all of your energy, trying to keep up with payments despite having lost a significant chunk of your income due to a furlough. Weeks give way to months and you’re falling further behind, soon you expect y...
Your Obligations May Not End With A Short Sale
For most Americans, these are certainly challenging times. Specifically, for the majority of people alive today, they have no remembrance of the last major recession, the sharp downturn of 1981-1982 being something they may have read about in their h...
Pending Foreclosure? Take Action!
If you have fallen behind on your mortgage, than you know that this isn’t a good thing, however it could be one problem that you simply could not have avoided. These days, the loss of a job or some other setback can work against you, causing yo...
Home Foreclosures Expected To Ramp Up
Despite throwing hundreds of billions if not trillions of dollars at the problem, the Obama administration will not be able to exert its increased influence over the financial marketplace to thwart an anticipated spike in home foreclosures. Key Lende...
Your Mortgage Options? Never Better!
My, oh my how quickly things can change. No, the economy is still in the doldrums and with Congress and our new president on an unprecedented spending spree, there is much that can scuttle the recovery. But, for the person who is still working, has d...
Historically Low Mortgage Rates Are A Golden Opportunity
You hate to tell someone that this could be a “once in a lifetime opportunity” but in the case of mortgage rates that statement may very well hold true. Home buyers and current owners who want to refinance their homes should take note of a critic...
Borrowing Against The Value Of Your Home
Home Equity Loan or Line of Credit? If you are a homeowner with very good or excellent credit and have significant equity built up in your home, you can use your house to fund your home improvement projects. Granted, home values have declined over th...
Spring Is The Time For Home Improvement Projects
As winter comes to an end, the spring season invites homeowners to step outside, check out their yards and consider which home improvement projects that they will tackle for themselves. Despite being in the grip of a deep recession, homes need to be ...
What You Should Know About PreForeclosures
For the homeowner who is behind on house payments, the threat of foreclosure looms large especially as months pass without a payment. In some markets owners may fall behind by two or three months before foreclosure action is taken, while in other mar...
Considering Foreclosure? Take These Steps First!
Don’t Give Your Home Up Without A Fight Hundreds of thousands of homeowners are facing imminent foreclosure, one of the largest groups of consumers to be in this position at the same time. If you are more than three months late on a mortgage pa...
Warmer Weather Is Here, Will Home Sales Follow?
Our neighborhood is all abuzz as cold weather which produced three inches of snow on Monday will be a distant memory when temperatures approach 80 degrees this weekend. Definitely, the month of March has some of the most changeable weather of the yea...
