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Simple Debt-Free Finance

Simple Debt-Free Finance

http://simpledebtfreefinance.com/

I'm an average Joe, and father of two. My wife and I live on a single income and money is often tight but we still manage to make ends meet with enough left over for savings, retirement and little fun now and then.

How do we do it? Stay tuned and peruse the archives to read how. Everything I write about is real and from the heart. I write about the principals and concepts that we use every day, in the hopes of helping others improve their wealth and well being.

subscribe Recent Posts

  • Mortgage Rate Drop to New Record Lows.

    Posted on Friday November 20th, 2009 at 18:11 in refinancing, debt, financing, mortgage rates, home buying

    “Interest rates on 30-year fixed-rate mortgage loans fell for the third consecutive week to the lowest since the week ending May 21, while 15-year fixed rates were the lowest since our records began in 1991,” said Frank Nothaft, Freddie M...

  • Best State 529 Plans.

    Posted on Thursday November 19th, 2009 at 06:11 in best, saving, college savings, 529 savings plan

    This list is from Kiplinger’s personal finance magazine “Best Of” edition. Best 529 for low fees. Kiplinger’s pick: Illinois’ Bright Start College Savings program. It’s no surprise that this plan is run by Vanguard...

  • The Best Credit Cards For….

    Posted on Tuesday November 17th, 2009 at 05:07 in tips, best, credit, credit cards

    This list is from Kiplinger’s personal finance magazine “Best Of” edition. I have my doubts on a couple of them, and one in particular is a simply irresponsible recommendation. Best credit card for cash back. American Express Blue C...

  • In Defense Of Credit Cards.

    Posted on Saturday November 14th, 2009 at 05:15 in Opinion, credit, credit cards

    Let me apologize up front for the brevity of this post… the flu has got me down, and I just don’t have it in me to be prolific. But alas, I just came across a post by Len Penzo titled, No, I’m Not Cutting Up My Credit Cards! (Maybe You ...

  • How To: DIY debt consolidation, a Better Option.

    Posted on Thursday November 12th, 2009 at 06:56 in tips, how to, debt, getting out of debt

    When your debt gets overwhelming, it can seem like debt consolidation is the only way out, but did you know you don’t need to use a costly debt consolidation service? Here’s how and why you should try the DIY debt consolidation solution. ...

  • What Not To Tell Your Insurer.

    Posted on Tuesday November 10th, 2009 at 06:46 in tips, insurance, auto insurance, homeowners insurance

    Here’s an article from CNN Money about the 5 Things you should never say to your insurer that’s both humorous and at times enlightening. Here’s the list along with some thoughts on each. 1. “I Think …” I found this...

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