Recent Posts Tagged With 'mortgage and finance'

• How To Apply For A Loan Modification

  Posted on Sunday April 19th, 2009 at 04:33 in tips and advice, mortgage and finance, market update

  For the background on what a loan modification is, how it works and if it can help you, click here. Step 1 – Evaluate Your Situation Honestly decide if a loan modification is what you truly need. Only 37% of loan modifications end up with the homeo...

• Loan Modification 101

  Posted on Thursday April 9th, 2009 at 11:19 in tips and advice, mortgage and finance, selling a home, market update

  If you can no longer afford to make your monthly loan payment, you may qualify for a loan modification. In essence a loan modification changes one of the variable items in your loan. It could be principle, interest rate, loan terms extended, arm rate...

• Credit Crisis - an easy to understand video

  Posted on Wednesday April 1st, 2009 at 10:22 in mortgage and finance, south atlanta real estate

  This is an easy to understand video that explains in great detail, but also in easy to understand terms how we got to the place we are in the “credit crisis”...

• Go Green and Increase Your Homes Value

  Posted on Saturday January 26th, 2008 at 06:05 in tips and advice, mortgage and finance, selling a home, south atlanta real estate

  You don’t have to be a tree hugger or environmental activist to want to be green.  In addition to reducing your monthly utility bills we have to recognize that the world’s energy sources are not unending.  Here are some ways that will n...

• Are You Confused About Your ARM?

  Posted on Thursday December 20th, 2007 at 14:06 in tips and advice, mortgage and finance, south atlanta real estate

  I got a phone call from a past client who has a ARM (Adjustable Rate Mortgage) that is about to reset and his payments are going through the roof.  He asked me if I know about all the stuff on the news and what it really meant.  I did some diggi...

• 5 Steps To Better Credit

  Posted on Tuesday December 11th, 2007 at 14:12 in tips and advice, mortgage and finance, south atlanta real estate

  In one way or another credit is in the news a lot lately.  From mortgages to credit cards and car payments, your credit affects your life in so many ways.  As you can see from the graph to the right, your credit score can cost or save you a ton of ...

• Is The Short Sale An Option For You?

  Posted on Sunday November 11th, 2007 at 02:59 in tips and advice, mortgage and finance, south atlanta real estate

  What is a short sale? A short sale is when a mortgage company accepts a discount on the note to avoid a possible foreclosure action.  Instead of buying from a seller, the property is purchased directly from the lender for a discount.  When a homeow...

• Homeowner 101

  Posted on Friday November 9th, 2007 at 07:40 in tips and advice, mortgage and finance

  Five things you should never do if you fall behind on a mortgage Don’t “Do Nothing” - The sooner you start to communicate with your lender the better.  It is surprising the number of people who just sit back and accept what comes...