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The Life Insurance Pro
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Tips and resource for the average consumer and business owner on Life Insurance. Find out the best carriers, products and uses of Life Insurance in your financial planning.
Recent Posts Tagged With 'term life insurance'
Life Insurance Planning Strategies
When considering the purchase of a life insurance policy it’s important to consider some very important options. Such as who is the beneficiary and what does that mean to my estate or tax ramifications. The article below does a great job of ...
Premium Financing in Life Insurance
Premium Financing in Life Insurance is not as popular as it was here a few short years ago. The lenders have tightened up on lending money and it’s become difficult to get these deals completed. Check out the article below to give you more i...
Asthma Life Insurance rates and plans
If you are an Asthmatic and currently are in the market to find and buy the best most affordable term life insurance policy, then you may want to read the following article. The key is providing as much information upfront to your agent or brok...
How there is a difference between Level Term and Renewable Term Life Insurance
When purchasing a term life insurance policy, there are two main types of policies you should consider. These are the Annual Renewable Term Insurance Policy and the Level Term Life Insurance Policy. Understanding the key terms of these policies as we...
Consumer protections selling Life Insurance and Annuities
Congress has legislation pending that will add protection for consumers when buying Annuity and Life Insurance products. What has happened is there have been some un-reputable salespeople sell Annuity products to Seniors and did not have their best...
Mountain Climbing and getting Life Insurance
If you are planning on trekking up Mt. Rainier or the great Kilimanjaro and then getting Preferred Life Insurance rates, well you might want to prepare yourself. Well that will depend totally on an number of factors that the Underwriters will b...
Former AIG Insurance Exec’s build another Insurance Company
This is interesting, apparently the former head cheese at AIG Maurice Greenburg started a new Insurance conglomerate and is hiring away a bunch of the top talent at AIG. AIG has some caps apparently in place due to the bailout money that was pr...
F&G Life Insurance or Fidelity and Guarantee
F&G is now part of the Old Mutual Financial Network. Fidelity and Guarantee has done a terrific job in bringing quality affordable term life insurance product to the middle market American consumer. Find out more below. clipped from ww...
Fidelity and Guarantee
F&G or Fidelity and Guarantee Life Insurance Company has been a leading carrier in the Term Life Insurance market. They are now part of the Old Mutual Financial Network which is another well established carrier. Find out more and get free term...
Ready To Buy Life Insurance? Ask These Questions.
Life insurance value means more than just a low price. This is true if you are looking for level term life insurance or permanent life. The following are a few important questions to ask to help you land that good value. As far as life insurance rat...
Depression and how to get Life Insurance
Great article if you have Depression and are looking for life insurance to cover your life or one that you love. Depression Life Insurance plans can be affordable if you shop the market and work with a good life insurance broker, agent or advisor, L...
Why would someone sell their Life Insurance Policy
Image via Wikipedia Jill Boynton does a great job here explaining why people may sell life insurance policies and obtain cash from that sell for other planning or personal objectives. Their are plenty of mixed reviews to this strategy of “...
Tobacco Life Insurance and Chewing Insurance Rates
Chewers and other alternate tobacco insurance rates and plans cans be affordable and inexpensive if you look for the right plan. Good article on the carriers and how to find these types of plans. clipped from alternatetobaccoinsurance.wetpai...
The Death of the Life Insurance Salesman
This article nails it right on the head, something I’ve been saying for the last few years. The Life Insurance profession is going and all but gone. You don’t go to work anymore to sell life insurance and this tells you why. cl...
Michael Jackson Life Insurance Payout
This is a very interesting article, it’s the first time I have heard of an Insurance company offering to pay a reduced Death Benefit like this. clipped from www.contactmusic.com JACKSON’S LIFE INSURANCE ‘PAYS OUT $3 ...
How to find Independent Insurance Agent’s
This information is specific for trying to find an Insurance Agent in Idaho. You may also use the Independent link though to find an agent local to your area or state. Each state for the most part has an Independent Agent organization for you to re...
Family Life Insurance Company Contact Information
Family Life Insurance Company has done a great job in the Mortgage Protection Life Insurance segment of the market place. They also have a strong presence in the Medicare Supplement market as well. Please follow the link below for contact...
Key Man “Person” Life Insurance - Does your Business need it?
Key Man Life Insurance will supply your business with cash when you need it the most? A key man life insurance is exactly what the title says it is, it protects the life or lives of key employees that work for your organization. Whats nice is if you ...
Deciphering between the different Types of Life Insurance
Renee Cabourne does a great job in this article describing the different types of life insurance plans that are available to consumers. From the basic term life insurance to the permanent plans along with Variable Life these policies can at times be ...
MetLife to buy American General’s International Business?
We have all heard about American General’s woes the past few months. Needless to say they have been trying to sell different divisions of their current operations. MetLife Life Insurance is one of the largest domestic insurer’s that cou...
Why would you want to work with a Life Insurance Broker or Brokerage?
What is a Term Life Insurance Broker? Letus commence with the words insurance broker the word insurance is thesame with the words to protect, to shelter, to shield, or to screen. Abroker is a party that mediates between a buyer and a seller howeverth...
Are Annuities good retirement vehicles
Great article on Annuities and how they are designed to create an income that cannot be outlived. Annuities are not right for everyone but can be great options in the right scenario. clipped from www.omaha.com Annuities: The right plan...
John Hancock Life Insurance and Long Term Care
John Hancock Life Insurance has a terrific Long Term Care product and they recently released a new consumer website. Long Term Care is an integral part of a complete financial plan, read the whole article and check out John Hancocks excellent resour...
How to get cash out of your Life Insurance Policy
If you are terminally ill and own a Life Insurance policy there are options for you to access some of the cash value or accelerate the death benefit. These options must be reviewed with a qualified advisor that knows your current situation. ...
Life Settlement Investors win in Court
Very interesting article where a group of life settlement investors won their investment back. I think we will see many many more case like this pop up here in the next few years, due to how these programs were sold. clipped from news.prn...
The Reasons Why People would Buy Life Insurance
I love articles like this that take us back to the basics of exactly why would someone buy a Life Insurance Policy. Edwin does a great job explaining some of the purposes of a Life Contract and how it may provide some financial planning sense in you...
Life Insurance Brokers - How to work with them to get the best offers
People often say that when your number is up then your number is up? It may mean many different folks in different situations like if a person wins the lotto, when you get promoted, when your song becomes popular , when your picture becomes a hit, wh...
Where is Empire General Life Insurance?
There was a time when Empire General Life Insurance was a leader in the term life insurance arena. They have since been purchased by Protective Life which owns West Coast Life as well. Empire General sold many policies and just recently I...
Should Allstate’s Shares get a better Premium
Allstate has had their share of financial turmoil as well and have taken steps to correct. Read the rest of the article from Barron’s… clipped from online.barrons.com Allstate Shares Deserve a Better Premium ...
Aegon Layoff’s
Most of the large Insurance Companies are making moves like this to streamline and become more efficient. If you have read the steps many life insurance carriers have take you will see a trend in laying off employees. clipped from www.biz...
