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How much is “enough”?
“How much money do you actually want to earn?” is a very common question. And the typical response is “Until I’ve earned enough”. But how much is “enough”? 50k? 200k? 1 million? or just $1 more than the amoun...
Property investment: business vs residential units
For those who are new in property investing, this is perhaps one of the dilemmas that they always face – whether to invest in business premises or to invest in residential units. Normally people would invest in residential units because they te...
Fixed Deposit (FD) rates of banks in Malaysia (November 09)
In August, I compiled a list of Fixed Deposit rates in Malaysia HERE. Here’s the update for the month of November 2009. Bank 1 month 3 months 6 months 9 months 12 months Affin Bank 2.00 2.10 2.20 2.30 2.50 Al...
Budget 2010 Real Property Gains Tax (RPGT)
Note: this post was written purely based on my personal opinions. The Malaysia government has recently announced Budget 2010. To be honest, there are not much good news for this time’s budget. But whether there’s bad news or not, it is r...
Should you switch your mutual fund often?
Some people always wonder whether they should switch their mutual funds often. In other words, trade them often. Well, I think it depends really. I know there are people who are very much into mutual fund trading just like the way stock traders trade...
When should you get a property?
Our property market is still in high demand even though our country is still trying to recover from the recent recession. Many people have chose to wait it out since 2008, hoping that our property market will take a dip. However, thanks to the brilli...
