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Recent Posts Tagged With 'clairemon'
Little Johnny In Math Class
The math teacher saw that little Johnny wasn’t paying attention in class. She called on him and said, ‘ Johnny ! What are 2 and 4 and 28 and 44?’ Little Johnny quickly replied, ‘NBC, FOX, ESPN and the Cartoon Network!&#...
When Speed Is Not Required
When you order a product on online, consider having it delivered by the U.S. Postal Service. They are already coming to your house six days a week so it’s not an extra trip for them. ...
Famous Birthdays - November
November 1, 1935- Gary Player, PGA golfer November 1, 1942- Larry Flynt, magazine publisher November 1, 1957- Lyle Lovett, country singer,once briefly married to Julia Roberts November 1, 1960- Fernando Valenzuela, MLB baseball pitcher Nov...
Happy Halloween
For a brief History about Halloween - please see yesterday’s posting. Enjoy the Holiday! - - "Trick-or-Treat!"...
Little Johnny With His Mother
Little Johnny watched, fascinated, as his mother smoothed cold cream on her face. ‘Why do you do that, mommy?’ he asked. ‘To make myself beautiful,’ said his mother, who then began removing the cream with a tissue. ‘Wha...
Marinated Flank Steak
Flank steak can be oh so tender, when you treat it right. Two secrets: Marinate it first, then grill it quickly over direct medium heat. Yogurt is an excellent marinade base for tougher cuts like this because it’s a great tenderizer. 1...
Pets
"ALFIE" Komondor Dog "SUZIE" Angora Rabbit ...
Builder Confidence Increased In September
Builder confidence in the market for newly built, single-family homes increased for the third consecutive month in September, according to a report released by the National Association of Home Builders (NAHB). The National Association of Home Bu...
Love - Life - Live - Perception
Washington, DC Metro Station on a cold January morning in 2007. The man with a violin played six Bach pieces for about 45 minutes. During that time approximately two thousand people went through the station, most of them on their way to work. &...
Home Buyers Want To Go Green Only If Cost Effective
Although prospective home buyers want the benefits of new, more efficient homes, they are unwilling to pay much more for a “green” home, according to a recent National Association of Home Builders (NAHB) member survey. “Although we ...
A Young Boy’s Confession
‘Bless me Father, for I have sinned. I have been with a loose girl’. The priest asks, ‘Is that you, little Joey Pagano ?’ ‘Yes, Father, it is.’ ‘And who was the girl you were with?’ ‘I can’t...
‘Cram Down’ Legislation Proposed
A Cram Down is a proposed provision in a regulatory reform bill that would allow bankruptcy judges to modify mortgages on primary homes by forcing lenders to reduce (or cram down) mortgage balances. Obviously, most lender organizations are against su...
Renters Will Put Up With Ghosts, For A Price
In a recent survey commissioned by Rent.com, it was revealed that 11 percent of renters believe they have lived in a home inhabited by ghosts. Others would be willing to do so if they could save money by doing so. More than half (51 percent) of rente...
FDIC Program To Help Unemployed Homeowners
A new program has been proposed by the Federal Deposit Insurance Corporation specifically designed to help unemployed and underemployed homeowners who are facing possible foreclosure of their homes. The FDIC is encouraging banks to temporarily reduce...
Sweet Potato Soufflé
4 large sweet potatoes 2 tablespoons olive oil 1/2 cup skim milk 1/2 cup dry sherry 1/2 cup brown sugar 1/2 cup frozen orange juice from concentrate 1 teaspoon nutmeg 1 teaspoon cloves 1 teaspoon cinnamon 1 pinch salt 4 large egg whites 2 tablespoo...
Whole Foods Accepts #5 Plastics
If your city doesn’t have curbside recycling, then recycling #5 plastics (cottage cheese, prescription drug, and yogurt containers) can be cumbersome. One option is to drop your #5 plastic containers off at designated Whole Foods locations. Th...
Seniors Ponder Current Market
In most respects, this is a good time for seniors, including many baby-boomers, to take action in their plans to purchase a retirement home. Prices are low but beginning to rise in many markets. Mortgage rates are very low - almost at all-time record...
Foreign Investors Optimistic About U.S. Housing Market
Major foreign investors see a recovery in the U.S. housing market by the end of the second quarter of next year, according to a survey by the Association of Foreign Investors in Real Estate - as reported in the current issue of The Residential Specia...
‘House Flipping’ Reviving
"House flipping" and other real estate investor activities are reviving in popularity. Bargain priced homes and historically low mortgage rates are bringing investors out of the woods and into the active marketplace again. In case you’...
FHA Appraisers Sometimes Frustrate Consumers
Some home sellers and buyers who want to finance a purchase transaction with an FHA-insured mortgage are frustrated by a lower than expect appraisal by an FHA-approved appraiser. The appraising process can support or quickly kill a pending transactio...
New FHA Policies To Be Implemented
New FHA policies now being finalized will be implemented on January 1, 2010. In a letter sent to mortgagees, FHA said it will reaffirm existing policy on appraiser independence and geographic competence. FHA’s appraisal validity period will be ...
Pumpkin Bread
1/4 cup butter, softened 1 cup sugar 1 cup packed brown sugar 4 eggs 1 can 15 oz. solid pack pumpkin 3 cups biscuit/baking mix 2 teaspoons ground cinnamon 1/2 teaspoon ground ginger 1/4 teaspoon ground cloves 1/4 teaspoon ground nutmeg 1/4...
FHA Mortgages Popular
FHA mortgages - loans insured by the Federal Housing Administration - are booming in popularity. In fact, the availability of these cost-effective mortgages is a major reason for the recent rise in home sales in most markets. FHA loans reached a shar...
Positive Trend In Housing Market
The slow but persistent recovery in the housing market was supported in a recent report from the California Association of Realtors - a state where national trends often start. The report noted that sales of existing single-family homes increas...
Recession Over !?
"The recession is very likely over at this point," said Federal Reserve Chairman Ben Bernanke. This comment from such a credible source is very good news for today’s home buyers and sellers. However, as the housing market continues to...
Mortgage Rates Drop To Historic Lows
Mortgage interest rates are hovering around the 5 percent level for a 30-year fixed-rate loan as we move into October. The historically low rates are a major incentive for home buyers to take action in finding and purchasing a home, and for homeowner...
A PET’S TEN COMMANDMENTS
1. My life is likely to last 10-15 years. Any separation from you is likely to be painful. 2. Give me time to understand what you want of me. 3. Place your trust in me. It is crucial for my well-being. 4. Don’t be angry with me for lo...
5 Riddles
1. A murderer is condemned to death. He has to choose between three rooms. The first is full of raging fires. The second is full of assassins with loaded guns. The third is full of lions that haven’t eaten in 3 years. Which room is safest for h...
Most Homeowners Opt For Fixed-Rate Refinance Mortgages
Homeowners seeking a refinance mortgage are choosing a fixed-rate loan, as opposed to an adjustable-rate mortgage, in almost every case. About 99 percent of owners who originally had a conforming adjustable-rate mortgage (ARM) are now applying for a ...
Tenants Resist High Rents
Renters of apartments and other homes are showing increasing resistance to the high rents that have escalated over the past couple of years. However, those rents have been in decline recently in nearly every major market nationwide, according t...
