Recent Posts
Recent Posts Tagged With 'just whatever'
Bad times aren’t in Financial Peace
Living very close to DC, we get some pretty incredible news, and it’s all the worst from 3 areas. I can’t say tri-state, because DC isn’t a state, but you get my drift. We don’t just get news of murders in Virginia, but al...
Cutting corners and making ends meet during the tough times
We’re at the beginning of week 2 on unemployment. Our emergency fund is still in the bank, but we’re scrutinizing each penny that goes out the way Dave teaches in the first few weeks of Financial Peace. I’d wager that we’d be...
Town Hall For Hope
Dave Ramsey is doing a town hall event. Click on the banner to go to the site and look up your nearest venue . Plan to go. Be prepared to talk about the truth of the economy. Dave will explain he we got there, and real life, proven to work, ...
Tough times are easier in Financial Peace
My husband and I have been working on acheiving Financial Peace for nearly a year. When we started out- we were close to forclosure. A week after we started we got a notice that our van was to be repoed. To say that we were highly motivated to ...
When you ran out of money… simpler times.
I’ve seen this video a few times and thought I’d share it here. This comedian makes some very interesting observations about our society. The changes in our world- just in the past 10 years are remarkable, but we’re never happy. ...
Want versus need and sacrifice in Financial Peace
My oldest daughter is at the age that we should be considering preschools for her. There are many reasons she could go, and a good reason she should not. No matter how cheap the price of the school, it is still income that could go toward paying do...
Rasing a child into Financial Peace
I’m embarrassed to say that it wasn’t until I was almost 31 that I even considered that money is a responsibility. I didn’t receive instruction from parents, in schools, or from churches. No wonder our finanicial market is in sh...
Put down your rock. It’s you that matters in Financial Peace.
Admittedly, I’ve been a media hermit the last few months. I was vaguely aware that a mother had given birth to eight children last week. Information has trickled down and people are shocked that this single woman living on disability, and a...
It’s your patriotic duty to be in debt. Uncovering the truth with Financial Peace
As a disclaimer to this post, I’ll admit that I am a Democrat. Actually, I’m an Independent, but if forced to identify, it would have to be with the Democratic Party. I find myself in a minority among conservative Christians. I rece...
Opening our hands to Financial Peace…. charitable giving.
>мебелиd I received our yearly financial statement from our church yesterday. I’m embarrassed to say that we didn’t even hit 5% for our charitable giving, even combined with the other contributions we...
Cheetah’s now offering return policy. FPU offers hope.
I’m convinced that what people see as the failing economy, is just our economy, after years of excess and very bad business design, returning to a common sense approach to finances. The bailouts will fail because they’re only getting us...
Resolving to gain financial peace. again. and again. and again
J and I have hit a few rough patches, that would have been doubly as bad before our Dave Ramsey days. One of the first things we did when we joined FPU was to get rid of our 2 car payments by selling our cars. We bought one car that has since blo...
Lo siento y Feliz Navidad
That means I’m sorry, right? I’ve not been available to write lately, despite my commitment to do so twice a week, but I hope that I can beg your pardons. My grandmother died at the beginning of the month, the next week I had two pape...
Living, Learning, and Teaching financial peace
I watch very little TV outside of what my toddler watches on PBS. Even so, it is impossible to escape news of the bailouts. I’m very pessimistic that these will do anything but worsen the Nation’s economy. You can’t fix wh...
Back to basics: the fundamentals to Financial Peace
Dave’s website is full of quick little newsletter type articles. It’s all common sense advice that is reiterated, or somehow complementary to what has already been said. Yet, it isn’t unnecessarily repetitive. Why? Because somet...
Debt indentures: work diligent to break free and obtain Financial Peace
Proverbs 21:17 17 He who loves pleasure will become poor; whoever loves wine and oil will never be rich. This verse in Proverbs doesn’t expressly explain will those who love rich will become poor, but it can be studied and applied to s...
Ownership: let go of a lie and create a financial truth
I’ve cheated on Dave. I’ve seen Suze Orman on television while flipping channels, and finally watched last week. Admitedly, I don’t know much about her, but her financial advice seems sound. Her guest was a woman whose husband wa...
Small skirmishes in the quest for financial peace
Habits are really difficult to break. On Sunday, J and I were perusing through the Sunday paper, when I came across a sale paper for an electronics store and noticed some interesting gadget. I pointed it out and started a conversation about it. So...
For the holidays, make memories not meals
I gave birth to twins in May 2006. Nine months later, one of them died to complications that she had from being premature. They were born 10 weeks early and suffered a rare twin complication called Twin to Twin Transfusion Syndrome. Her name is Al...
Components of the not-so-quick get rich plan
We live in a world of instant gratification. We allow that it takes years to get 40 lbs over weight, but we want to lose the weight in a month. If not we don’t see “results”, and give up. The same applies to cash flow planning...
FPU- motivation, edification, and accountibility.
J and I have paid down enough debt since starting FPU in June to equal our yearly income. The first thing we did was to sell our van. Financial Peace could really be renamed the “sell your car to prove that you’re serious about getting ...
Preplan meals to save money, time, and stress.
When I was broke[r], shopping meant getting in the car and going to the grocery store, filling my buggy, paying, and leaving. When someone in my house got hungry, I went to the fridge- opened it, and stared. If I didn’t get any inspiration, I...
The cheapest $93 I ever spent. Spreading Financial Peace.
I kept the promise to myself and listened to all the CD’s this weekend. It made the time go by really quickly. J and I were in different cars. After I finished one, we’d pull over for a potty break for our newly potty trained 2 year ...
Avoiding sabatage. Nerds and free-spirits need to work together to acheive financial peace
J and I are prime reasons while people should receive some kind of marital counseling before getting married, just to discuss communication. It’s become how utterly clueless I have been about financial responsibility. It is something that sho...
Passing up on the “stupid tax” and walking the path to Financial Peace
About six months ago(before Dave), J was offered the opportunity to go on a business trip to California. Included would be an apartment, a rental car, and a per diem rate with which we could buy groceries. We’re on the east coast, and who kno...
There is no end, just a lifetime of Financial Peace
For anyone considering enrolling in Financial Peace University, do it. Jason and I weren’t even the best in attending. Our classes were on Sunday’s after church, and with a toddler and a newborn, it was impossible to make it to all of t...
Borrowing your way out of debt? Desperate times call for desperate measures: quit borrowing.
The first step in Financial Peace is to resolve to quit borrowing. Our culture is very much centered on borrowing. First, we borrow our way into debt, and then we borrow our way out with consolidation loans, credit counseling, and high interest l...
Relating With Money: Fight now to save your relationship later. It’s always time to budget.
Our marriage has vastly improved in the past thirteen weeks. After the preview class, and then the first lesson, J and I, although buying in to this Dave Ramsey thing, were still rationalizing our debt. We were still thinking like poor people, and d...
Maturity, discipline,a written plan, and counsel : necessities for achieving Financial Peace
In Week one of FPU: Super Saving, Dave stresses the importance of discipline in the success of building wealth. The aspect of maturity as it relates to finances is expounded. Discipline and maturity are something that I struggle with financially. ...
Babies on a Budget: Going Green for more Green
In our days of debt, grocery shopping was little more than going to the local high-end grocery store, piling it high with organic food, and not thinking once, much less twice about the total at the end of the grocery tape. This wasn’t always t...
