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We provide savvy personal finance and simple living tips that will keep you living large on a small budget.
Recent Posts Tagged With 'real estate and housing'
6 Basic Tips for Buying a Bank Owned Home
By Xin Lu Currently many homes for sale are owned by banks. These properties are also known as real estate owned or REO and they have gone through the foreclosure process. Some of them are in very good condition and can be good deals. However, those...
Why the Affordable Home Really Isn\'t
By Julie Rains I've taken a look at home affordability calculators that are available from many reputable sites offering personal finance advice. "Affordability" is based on bank lending guidelines rather than real-life budgets. I'll show ...
9 Ways to Save on a Move
By Coupon Sherpa For those of us who have been somewhat transient in the past, moving invokes nausea. The fierce rip of packing tape and musty odor of boxes can make anyone's head spin — and then you fork over big bucks for movers, a truck, an...
The Fallacy of Homeownership as a Sound Investment
By Brandon Laughridge Homeownership is ingrained in the American psyche. Beyond that, the idea of owning a home has become a moral imperative in the United States. Presidents from Herbert Hoover to George W. Bush have extolled the virtues of homeown...
What It Really Costs to Own a Home
By Julie Rains I'm a mortgage-free homeowner but I still have plenty of expenses associated with owning and maintaining my house. Some have been easy to anticipate — others, not so obvious. Either way, the dollars add up. For everyday and long...
How Foreclosure, Deed in Lieu, and Short Sale Affect Credit Scores
By Xin Lu Currently millions of Americans are delinquent on their home loans or facing foreclosure. Foreclosure, deed in lieu of foreclosure, and short sales are several ways for borrowers to get out of a mortgage that is no longer affordable. Here ...
Homebuyer Tax Credit Extended and Expanded
By Xin Lu A couple months ago I wrote about the pros and cons of extending and expanding the popular first time homebuyer tax credit which was due to expire on November 30th, 2009. I wrote that there was a good chance that Congress would extend the ...
Real Estate Agents: Do We Really Need Them?
By WC Porter M and I have been looking to buy our first place for just under two years now. Then our real-estate agent insulted my wife and we decided to put the search on hold (besides, we need to save more money). The incident with our agent,...
