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Saving money For College?
Posted by Draobetaks • 9/07/09 • Subscribe to this Discussion [RSS] • Report This Topic
Topics: topics suck.
I'm trying to get a better job than burger king to get more money, I havn't smoked in three days and I no longer buy any useless stuff like music and clothes. I give 80% of my pay to my mom to help with food and rent though.
I'm planning on taking out a loan sometime in the next two years. Any tips on saving money for college?
According to the college calculate:
www.nytimes.com/interactive/2009/04/14/your-money/20090415-college-calculat...
I need $38,343. I have $6,200 saved so far. (I have been working since I was 15,)
I will read all respones, just not answer them right away because I'm going to an interveiw in a half-an-hour for a job as a telemarketer. It pays a little higher than minimum wage.
User Comments
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You can apply for financial aid, especially if your family is income strapped and your grades are good. I would also recommend taking your prerequisites at a Junior College as the cost is much cheaper. I used to pay out of my own pocket for JC classes from working at a part-time job. Also, sometimes campuses offer jobs as part of financial aid. They usually pay better than min wage.
When you go to a University, I would suggest taking out a student loan if your career path is defined, on top of financial aid. You don't really need to save up all that money. I would say, you'd just be wasting time.-
Thanks. I will look into that. It sounds useful. I got 90s in highschool, so grades shouldn't be a problem.
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Any other tips?
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I just want to second the suggestion about junior college. They accept virtually anyone, are relatively inexpensive, there's a lot less pressure, and are a good stepping stone toward qualifying to a four year college.
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cans, bottles and plastic.
No bosses, make your own hours and you may think it sounds like crap work, but I know people who have brought their homes doing this.
You can work deals with shops in the area to let you get the goods after hours and you'll have a leg up.-
Too much work. I like flipping burhers to that.. I think I'll be flipping burgers for a while, my interveiw today SUCKED.
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If you have credit cards and the likes, get rid of them now.-
I don't have any. I have a debit.
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Many colleges and universities offer a variety of bursaries that do not get claimed every year. Get a listing of these. If your parents belong to key community groups, you might find that you qualify for one of these. The same is true of workplaces - banks, unions, etc. often have bursaries available to the children of their employees.
They usually aren't huge, but every bit helps.-
Key communities? More like prison and Denny's.
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just monetize your blog using Adsense!!you can earn some pocket money!!
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Ummm.... go away now.
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Check into the Pell Grant:
www.ed.gov/programs/fpg/index.html
If your family is low income, they'll pay for almost your whole education, up to Bachelor Degree.-
If this is a scam I'll get you for it... looks helpful though. I'll definently bookmark it. Thanks.
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Actually, the Pell grant is the standard financial grant that you usually qualify for when you fill out your FAFSA (Free Application for Federal Student Aid). I believe when you first sign up, they may need your HS GPA signed from a HS counselor, I'm not sure. When you are ready to go to college, you will want to fill out your FAFSA online at www.fafsa.ed.gov or pick up a paper copy at your college's financial aid office. I would suggest filling out your FAFSA as soon as possible, once you know you are going to college, even before you register for class, or even before you register for college, seriously.
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Okay, I think this is the most realistic idea here...
...tin cans and plastic bottles...? dumbasses. -
I would also like to add that you need to renew your FAFSA every year, eligibility does not roll over. Also, if you stay as an undergraduate too long, your Financial Aid eligibility may run out, so I would suggest you not let anything distract you from focussing on your studies. I would also look into Scholarships. If you are pulling straight A's, getting scholarships and financial aid becomes easier. Actually, if you think about college as a job, you will be rewarded financially if you explore all your funding options.
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I got mostly 90s, or As, so I will apply for one.
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wp.
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If you are taking out large amounts on loan, make sure that you are preparing for a career that will pay them off. Because at least the government subsidized ones can't be declared in a bankruptcy except in the most extreme of instances.
And, no, having your career field move largely offshore doesn't count as an extreme instance
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What if I move to France afterwards? My career option is NOT going to get me money. I plan on getting a degree in literature.
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well, if you get an inexpensive education, you may be able to pay as you go. Just beware of those predatory educators (ITT Tech, Pheonix, etc) and those land grant colleges that were originally intended to provide an affordable education to the common people... but I digress...
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Thanks again, gnome-dude.
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If you are getting a degree in literature, I would highly advise you go straight to Graduate School after you get your BA, as the career options for a degree in literature are not as lucrative as those for a technical degree. If you are set in stone on that path, I would also advise that you build relationships with your literary professors as soon as you start going to college. Tell them your goals and aspirations, just become friendly with them. When it comes time to apply for graduate school, you will need fantastic references from your professors. Most college students don't think of that until their Junior or Senior years, and sometimes that's thinking too late.
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You are the smartest cool-aid man I know.
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Just trying to help out. I got my degree in English, so I've gone through the experience, and have seen others go through the experience also. You'll run into a lot of people that just choose the major because they figure it's easy and nothing more. You'll run into a few people that are actually serious and will be good contacts. Sometimes it's hard to stay focussed. Some people will want to bring you down because of your choice. I wish I had someone to tell me all this when I was first going through, thats why I'm being so voical.
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"What if I move to France afterwards? My career option is NOT going to get me money."
Mmmm, if you're saying move to France to get out of paying the loans back, yeah, it'll work, but I'd strongly advise against it. First, you'd have to get an EU passport or marry someone with EU citizenship.
Second, by America law, you still have to file American income tax every year, even if you're overseas. They won't come looking for you if you don't, but it may effect your Social Security (assuming it'll still be there when you retire).
And third, anything illegal you do in america will be waiting for you if you ever come back.
Go with the Pell Grant. My wife got a whole Bachelor Degree paid for through it, except for the last semseter.
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I took out a student load back in the 70"s, now I don't know if it still works this way, but I paid it back by letting them keep my state tax returns each year till it was paid. Just State not Federal.
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Here in WA we just have sky-high sales taxes
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I congratulate you on the No Smoking stance !! You are a millionaire now !!!!!-
I walked into a convenience store yesterday and watched someone buy a couple packs of cigarettes. I don't smoke myself, so I was astounded to see the price of a single pack. I was mostly surprised because I have friends that smoke a pack a day. I didn't take me long to do the math and realize how much money they were spending/wasting.
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