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Memo to Wall Street: It's simple, put pregnant women and children…
Give Me Back My Credit! Identity Theft Prevention and Scam A… | November 6th 2009 by Denise Richardson
While pregnant woman, children and those with weak immune systems wait in long, long lines to get a dose of the H1N1 vaccine, we learn that Wall Street's wants -once again comes before Main Street's needs. They not only get to move to the front of th read more
Consumers rally against unfair banking practices as bankers gathe…
Give Me Back My Credit! Identity Theft Prevention and Scam A… | October 28th 2009 by Denise Richardson
As bankers gathered in Chicago this week, thousands of consumers from across the country showed up in Chicago too. Protesters are calling on these banks who received billions in our taxpayer bailout money to help consumers who have fallen victim to read more
Homeowners Continue to Struggle to get Loan Modifications
Give Me Back My Credit! Identity Theft Prevention and Scam A… | October 20th 2009 by Denise Richardson
Many homeowners continue to get the run-around as they look for the elusive loan modification from their lender. A loan modification is simply a new mortgage that will help borrowers reduce their sizable monthly payments by reducing the interest rat read more
Small Business Owner; "Chase Forced us Out of Business!"
Give Me Back My Credit! Identity Theft Prevention and Scam A… | October 15th 2009 by Denise Richardson
By all accounts, big banks continue to be the target of growing public outrage. They keep pitting Main Street against Wall Street and alienating the public in the process. It is easy to find current examples of this outrage against the financial sect read more
New Regs on Subprime Lending Now in Effect
Give Me Back My Credit! Identity Theft Prevention and Scam A… | October 2nd 2009 by Denise Richardson
Without much fanfare the new rules governing home mortgage loans went into effect yesterday, October 1st, 15 months after the new rules were issued. Beginning yesterday, lenders must now must evaluate a borrower's ability to repay the loan, mus read more
7-Eleven Delivers Congress 1.6 million signatures; Stop Unfair an…
Give Me Back My Credit! Identity Theft Prevention and Scam A… | October 1st 2009 by Denise Richardson
Thousands of 7-Eleven franchisees across the country asked customers to support their neighborhood stores by signing petitions calling for Congress to pass legislation that prohibits credit card networks and card-issuing banks from charging unfair tr read more
Former Bank of America Branch Manager Joins Debtors' Revolt
Give Me Back My Credit! Identity Theft Prevention and Scam A… | September 30th 2009 by Denise Richardson
A former Bank of America employee is one of many following in Ann Minch's footsteps by offering Bank of America a public video message. "We're pissed...you are not getting another penny from me..." Here's a small excerpt from the below video;"I was read more
Debit Card Overdraft Fees Fuel Public Outcry
Give Me Back My Credit! Identity Theft Prevention and Scam A… | September 28th 2009 by Denise Richardson
After recent public outcry about bank fees, both Bank of America and Chase chose to reform their policies that had them charging $35.00 and up on bank overdraft fees. The mega-banks announced last week that beginning next year they would eliminate o read more
As Credit Card Interest Rates Rise, Angry Consumers Speak out!
Give Me Back My Credit! Identity Theft Prevention and Scam A… | September 23rd 2009 by Denise Richardson
Ann Minch has had enough and has decided to stage a "debtor's revolt"! Angered by an unfair and uncalled for spike in her interest rate, she turned to YouTube. Ann recorded a public message to Bank of America calling for a "Debtor's Revolt after lear read more
Elizabeth Warren; Why Consumers need a CFPA as part of Financial…
Give Me Back My Credit! Identity Theft Prevention and Scam A… | September 11th 2009 by Denise Richardson
As Chair of the Congressional Oversight Panel, created to oversee the U.S. banking bailout, formally known as the Troubled Assets Relief Program, (aka TARP) first developed the idea to create a new Consumer Financial Protection Agency as part of mu read more
As Banks Cut Credit Limits, Consumer Credit Scores Slashed too
Give Me Back My Credit! Identity Theft Prevention and Scam A… | September 8th 2009 by Denise Richardson
According to research by the credit scoring company FICO, 58 million consumers had their credit limits cut. This abrupt loss of available credit has caused an avalanche of problems for consumers. Though the intent behind rec read more
Advocates to Meet with Consumers and Share Resources, Knowledge a…
Give Me Back My Credit! Identity Theft Prevention and Scam A… | September 1st 2009 by Denise Richardson
As homeowners fight to save their homes from foreclosures, and consumers continue to combat fraud, predatory lending and abusive financial practices, they're asking -"Why doesn't anyone help? Why doesn't anyone hear me? Isn't ther read more
As Credit Card Interest Rates and Bank Fees Rise Consumers turn t…
Give Me Back My Credit! Identity Theft Prevention and Scam A… | August 20th 2009 by Denise Richardson
Parts of the new credit card reforms that passed earlier this year begin to kick in today. Many consumers believe that because Congress allowed an extended period of time to lapse before implementing any of the new rules, the read more
Bank of America Drops "you can't sue me" clause contained in cons…
Give Me Back My Credit! Identity Theft Prevention and Scam A… | August 14th 2009 by Denise Richardson
Could the end of unfair forced binding arbitration be near? Yesterday Bank of America stepped up to the plate and announced a bold move -they will no longer require its customers to resolve their disputes in the unfair system of forced arbitrati read more
Proposed Bill H.R. 1123 "Produce the Note Act of 2009" would help…
Give Me Back My Credit! Identity Theft Prevention and Scam A… | August 10th 2009 by Denise Richardson
U.S. Representatives John Conyers, Jr (D) Michigan and Marcy Kaptur (D) Ohio recently introduced H.R. 1123, currently dubbed the "Produce the Note Act of 2009" which if passed would essentially prohibit lenders/servicers from initiating a foreclosure read more
If you want Financial Reform and Accountability Tell Congress to…
Give Me Back My Credit! Identity Theft Prevention and Scam A… | August 3rd 2009 by Denise Richardson
Even in this time of economic crises brought about by greed, corruption and massive fraud, the financial industry is vowing to wage a major battle against a proposed Consumer Financial Protection Agency introduced as HR 3126, whos read more
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