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- July 8th, 2008
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Petillo has posted a new entry on: Retiring with a Plan
Some Retirement Account Suggestions
A recent Boston Globe article offered this: "When millions of U.S. investors open their second-quarter retirement account statements soon they might be disappointed with their dividends, analysts say."Most investors will find their stock and bond fun
- July 7th, 2008
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Petillo has posted a new entry on: Retiring with a Plan
Where You Live; What you are Worth - Retirement Planning and Credit
Do you live in a state where housing has taken a big hit? Do you live in, near or around a place where credit has all but dried up and foreclosures have appeared like so much acne before prom night? Have you felt immune to the downside fallout of t
- July 1st, 2008
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Petillo has posted a new entry on: Retiring with a Plan
Retirement Planning: The Annuity as a New Idea?
When the new ideas seem complicated, they are not workable for the average investor/employee. Pensions were simple. You worked and when that long career was over, you were rewarded. The advent of the 401(k), a Wall Street invention unlike any othe
- June 30th, 2008
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Petillo has posted a new entry on: Retiring with a Plan
Taxes and Retirement Planning
As the late George Carlin once said, “the poor are only there to keep the middle class going to work each day.” And so it goes, we are off to work each day, hoping beyond hope to scrap by without having your life’s work stripped away by health
- June 27th, 2008
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Petillo has posted a new entry on: Retiring with a Plan
Retirement Planning and Fidelity's Long-Term Care Insurance Estimates
Recently, Fidelity, the mutual fund giant began surveying insurance providers asking how much long-term care insurance you might need to calculate into a retirement strategy, often referred to as a plan. In truth though, it is only a strategy that i
- June 23rd, 2008
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Petillo has posted a new entry on: Retiring with a Plan
H is for Honesty - Retirement Planning
We all want honesty, except when it comes to our finances. We desperately want to be told what we want to hear about our retirement plans rather than what we need to hear. And the honesty we look for - or better yet, the lies we would like to be tol
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Petillo has posted a new entry on: Retiring with a Plan
Retirement Planning and the Advice of Professional Money and Investment Planners
In a recent column in the San Diego Union Tribune, a financial planner was enlisted to offer a reader a financial make-over. The goal was to retire at 55, after a divorce, after a recent home purchase, and after racking up a five figure debt with cr
- June 16th, 2008
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Petillo has posted a new entry on: Retiring with a Plan
Retirement Planning: Better than Mutual Funds?
Fellow blogger Old School Value cited all of the reasons mutual funds are not for him in a recent post. But many of those same missteps, I suggested could also be attributed to any investment.The alternative I suppose would be buying individual sto
- June 12th, 2008
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Petillo has posted a new entry on: Retiring with a Plan
Retirement Planning: Mutual Funds vs. Annuities
Most of you who have been following my writing and reading my books over the years know exactly how I feel about annuities. I believe that they are an insurance product not an investment, and unless you have absolutely no other choice, should be avo
- June 11th, 2008
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Petillo has posted a new entry on: Retiring with a Plan
Retirement Planning and the Financial Professional
What do you do when, according to a recent post by Harriet Brackey of the Sun-Sentinel Tribune, professional advisers gather and one “thinks he can pick outstanding companies and beat the market” while another, “uses many studies to show that n
- June 10th, 2008
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Petillo has posted a new entry on: Retiring with a Plan
Retirement Planning at 60-years-old
Now is the time to ask the serious questions.Are you considering what your after-work sources of income will be? Can you live on them now? Take your Social Security payments, any pensions you might receive, and any other source of income from saving
- June 5th, 2008
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Petillo has posted a new entry on: Retiring with a Plan
Retirement Planning at 50
If you are fifty right now, you are among the last wave of Baby Boomers scheduled to overwhelm the retirement system, bankrupt Social Security, and tax the health care system of our country as never before. Unless of course you have subscribed to wha
- June 4th, 2008
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Petillo has posted a new entry on: Retiring with a Plan
Retirement Planning At 40
By age forty, you should be at least half way through your working career. If you started saving at twenty, you may be two-thirds of the way and may even be focusing on the possibility of an early retirement. But for the sake of discussion, we�ll
- June 2nd, 2008
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Petillo has posted a new entry on: Retiring with a Plan
No Title
Retirement Planning: At 30Retirement planning at age 30 puts you in a unique position. You would have done better had you started saving years ago. And yet, you are still at an age where you can capture many of the same opportunities that you may ha
- May 30th, 2008
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Petillo has posted a new entry on: Retiring with a Plan
Retirement Planning at 20-years-old
Retirement saving is best done early and consistently. Retirement planning, the roadmap to how you will spend your after-work life is not as easy especially when you are in your twenties.Alyce P. Cornyn-Selby once wrote, "Procrastination is, hand
- May 27th, 2008
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Petillo has posted a new entry on: Retiring with a Plan
G is for Gross Income - Retirement Planning
We continue our look at some of the important factors of a good retirement plan. This alphabetical look at what you need to know continues with a look at gross income.In Retirement Planning, G is for Gross IncomeThere are very few downsides to ownin
- May 22nd, 2008
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Petillo has posted a new entry on: Retiring with a Plan
Retirement Planning - F is for Free-Float
F is for Free-FloatOne of the best reasons to use an index fund in your retirement plan that is modeled on the benchmark S&P 500, besides the low cost is the methodology employed by the index to get the best possible measure of how your investment is