- September 5th, 2009
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adisusanto has posted a new entry on: Credit Crunch
Unlike bankruptcy or debt settlement, you'll still be liable for paying the entire balance owed over a number of years, but as stated, if you can realistically commit to a long term payment arrangemen…
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adisusanto has posted a new entry on: Credit Crunch
I remember my first credit card like it was just yesterday. There are so many things I did not know when I first applied for it. Just like most kids today, I filled out the application and sent it in…
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adisusanto has posted a new entry on: Credit Crunch
Debt to income is a ratio of your total monthly debt payments to your total monthly income expressed as a ratio or percentage. It is a rather simple calculation but it can be deceiving unless you incl…
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adisusanto has posted a new entry on: Credit Crunch
First of all, you can take comfort in the fact that you are not the only one fighting credit card debt problems. There are hordes of people who have even worse credit card debt problems when compared…
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adisusanto has posted a new entry on: Credit Crunch
Your first action is to obtain your credit report and have it in your own hands. To do so, visit http://www.annualcreditreport.com, where your free credit report is available through all three credit…
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- July 23rd, 2009
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adisusanto has added
roxanabalint to his friends list.
- July 6th, 2009
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adisusanto has updated his friends list.
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adisusanto has posted a new entry on: Credit Crunch
Some people like to deal with their credit card debt all by themselves. However, some people do use credit card debt settlement agency. There can be various reasons for going for a credit card debt se…
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adisusanto has posted a new entry on: Credit Crunch
Credit cards are no more a luxury, they are almost a necessity. So, you would imagine a lot of people going for credit cards. In fact, a lot of people possess more than one credit card. So, the credit…
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adisusanto has posted a new entry on: Credit Crunch
Well, the answer will more often be yes than no. Consolidating credit card debt is often regarded as the first step towards credit card debt elimination. However, even before you move to take first st…
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adisusanto has posted a new entry on: Credit Crunch
This article will show a few ways to find debt relief. Thousands of Americans are buried in debt. In our fast paced world of instant gratification it has become the norm to charge now, worry about pay…
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adisusanto has posted a new entry on: Credit Crunch
This article will tell how to reduce credit card debt. Americans carry millions of dollars in credit card debt. Credit card debt can place an unnecessary burden on you and your family. It can be the s…
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adisusanto has posted a new entry on: Credit Crunch
Having a credit card is very convenient since carrying a lot of cash becomes unneccesary and you might even have a hard time leaving your credit card at home. But with its advantages comes also its di…
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- July 2nd, 2009
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adisusanto has posted a new entry on: Credit Crunch
There are a number of reasons why you may find yourself in a bad credit situation. But whatever the reason for your bad credit, you must find a way to repair a bad credit score. Increasing your credit…
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adisusanto has posted a new entry on: Credit Crunch
Credit problems can happen to anybody. There are few of us who can go through life without facing a financial crisis of some type. A non-permanent job layoff or loss of work will probably lead to a du…
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adisusanto has posted a new entry on: Credit Crunch
There are many such people who have ended up destroying their financial life because their carelessness with their finances. There are just a few activities that harm your credit to the maximum. Perfo…
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adisusanto has posted a new entry on: Credit Crunch
Your credit report contains all the credit activities carried out by you in the past. It gives a record of all the money related dealings performed by you. To the creditorsa credit score is a measure…
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adisusanto has posted a new entry on: Credit Crunch
Credit Repair and Your IdentityThere are credit repairtechniques for everything from repairing errors on your credit report to dealing with identity issues. In all cases an intimate knowledge of relev…
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- June 10th, 2009
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adisusanto has posted a new entry on: Credit Crunch
Global Warming So what can we say about the Obama multi-billion dollar Global Warming initiative? Well I've studied a little bit of history and seems I've found a little information that casts doubt…
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adisusanto has posted a new entry on: Credit Crunch
Latin American RelationsObama seems to have impressed the leaders of the Latin countries just as he did the Europeans and Asians and I don't get too concerned about him getting cozy with Fidel's broth…
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- June 9th, 2009
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adisusanto has posted a new entry on: Credit Crunch
In terms of international relations the grade is quite good as most nations of the world are now more interested in photo ops with our president than trashing the USA. Yet we have received nothing ta…
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- June 7th, 2009
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adisusanto has posted a new entry on: Mortgage Modifications
The new housing plan announced by President Obama last week has two main parts. First, there is a $75 billion loan modification plan and, second, there is a program that helps borrowers who are not i…
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adisusanto has posted a new entry on: Mortgage Modifications
A Home Loan Modification can help you stop foreclosure and stay in your home. But if you’re like most homeowners, you’re probably wondering how it will affect your credit, and whether in a good or…
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adisusanto has posted a new entry on: Mortgage Modifications
Foreclosure is always a race against time. Although a home loan modification can slow the process, you have fewer options the longer you wait. Not all lenders have the staff or experience to handle mo…
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adisusanto has posted a new entry on: Mortgage Modifications
Here’s a list of loan modification do’s and don’ts to help you avoid common pitfalls.Do know your rights.More than 80% of mortgage contracts violate one or more lending laws—and most of them g…
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adisusanto has posted a new entry on: Mortgage Modifications
Sub-prime lending is a type of credit given to homeowners who do not meet the criteria for regular (“prime”) loans. A typical sub-prime borrower has a poor or limited credit history and a FICO sco…
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- June 1st, 2009
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adisusanto has posted a new entry on: Game Addiction
People with true video game addictions substitute playing them for normal interaction with friends and family, and the time spent playing them is excessive to the point of interfering with work or sch…
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