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A link round-up before I skip town

Y’all are probably sick of hearing me talk about getting ready for Florida! I would be too, if I was a reader. Sorry ’bout ‘dat. Anyway, Shane and I will be back late Tuesday. I have some wonderful guest posts scheduled to run in m

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Having a baby changes everything

Right? I’m pretty sure that it will, on about a thousand levels. Of course, we’ll try to do things the frugal way, but I honestly don’t know what Baby will do to our budget. I’m going to keep track of everything we spend that&

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A new, free way of tracking fuel consumption

If you want a new, free way of tracking your fuel consumption, check out a new application called Fuel Frog. You keep track of how many gallons you added to fill up your tank, as well as the cost per gallon (just hang on to your receipt for this info

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What are your favorite mommy/baby websites?

Thanks so much for your kind words, everyone! They really made me smile. I’d like to make a request of you moms out there. Can you point me to some of your favorite mom-to-be and new-mom websites? Maybe you’re a mommy blogger, and would l

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Get a free coupon for Honey Bunches of Oats

If you got your Sunday newspaper, in the coupon inserts you should find one for a mail-in offer for Honey Bunches of Oats. This is sorta complicated, but seems doable. You have to send in five original coupons from any cereal brand other than Honey B

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The jig is up, the news is out–we’re having a baby!

I’ve been keeping a secret from you, and thought it would be appropriate to share it with you on Mother’s Day. Shane and I are expecting our first baby to arrive around the end of 2008 or early 2009! On Tuesday, I’ll be about seven

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April went well, and hopefully May will, too

Well, I’m a little late in posting my goals for May. We’ve only got three weeks left in May! So, I’d better hop to doing a recap of our April goals, and outlining a few for the next few weeks. I had simple goals for April: Put at le

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$1 makeup

UPDATED: Apparantly this isn’t a sale at all–these are regular prices. Probably not worth “stocking up” on. I’d take this post down, but I thought it would be equally useful to say “hey! This isn’t exactly a

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Saving for retirement if your company doesn’t offer a 401k

All this talk about maxing out 401k’s brings me to an important point: Not all employers offer 401k retirement plans. That’s what my brother-in-law, Shawn, is facing in his new workplace. He did some research to find the best alternative

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Change your shoes, change your gas mileage (and other ideas)

My pal Ashley sent me this link on how to stretch your fuel the furthest. Given the current gas prices, the news media are beating us over the head with stories on gas prices and how to save at the pump. I swear, the 5:00 local news has a story about

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The logistics of fully funding the 401k

Thanks, everyone, for your encouragement on my post yesterday! I really appreciate it. I called Shane’s employer’s human resources department with questions I had about his Roth 401k. I was directed to the “plan information line,

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Maxing out our 401k and IRA next year

Shane and I have set a rather ambitious goal for ourselves: To max out his 401k and open and max out a Roth IRA in 2009. That means, we hope to put $15,500 in his Roth 401k, and an additional $5,000 in a Roth individual retirement account, for a tota

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Oh, hai, CVS…remember me?

It has been many moons since I last visited CVS (I think it was January or so). I stopped going because I had a big stash, and I thought I’d just limit my drugstore runs to the quick and easy freebies at Rite Aid and Walgreens. Well, CVS, IR

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Rent increases: Good news, bad news

I received notice that our rent would be increasing if we chose to renew our lease at the end of June. The cost would go up $20. The bad news? That it’s going up at all. Stink! The good news? It’s a lot less than I expected. And, it’

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Link round-up and Cashbaq

I’m sorry folks, but I’m battling a bit of writer’s block lately (as you might have noticed). I just can’t think of anything to write about lately! So if you have ideas for me, I’d love it if you sent them my way. I have

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Snowflakes for April!

April went by so quickly! It was a crazy month for us, and I’m sure we won’t soon forget it. At the beginning of the month, I set a goal for myself of finding at least $250 in “snowflakes” to put toward our emergency savings.

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Book review: The 99 Cent Only Store Cookbook

If you’re following the Dave Ramsey plan to get out of debt, then you might be dining on “beans ‘n rice, rice n’ beans” to keep grocery costs down. Instead of eating the same humdrum things in the name of frugality, you

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How to stay cool without air conditioning

Yesterday, Be Thrifty Like Us shared tips on how to save money on your air conditioning. I’d like to expand that, and share some things I’ve done in the past to stay cool without air conditioning. For a few years, my family lived in a two

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Hey recent grads: I want to tell you something

My husband and I graduated from college last May. It’s amazing that almost a year has passed since then! A ton of changes have happened to us since then–getting married, moving 400 miles from home, starting new jobs, etc. (and that’

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May freebies at Walgreens

I got a few freebies at Walgreen’s today. Nothing complicated, since most of my coupons are just from today’s paper. I grabbed the Walgreens EasySaver catalog at the front of the store so I could see exactly which products are free after

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I’m drugstoring again

I’m going to start working the drugstore deals a bit harder for awhile, and get a big stockpile of freebies from Rite Aid, Walgreens and CVS. I’m basically starting from scratch, as far as couponing goes. Most of my previous coupons have

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Check your airline’s baggage policys to avoid paying extra

A few days ago, several conscientious readers pointed out that airline baggage requirements are changing, and now some airlines are only allowing one “free” checked bag per flier. Lovely. I checked with our airline, AirTran, and sure enou

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Make installment payments to yourself

When my husband and I first started paying our own car insurance, we could only afford the payment schedule that had us make five or six monthly payments. We simply didn’t have the $400 or so to make a one-time insurance payment. Now that we

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Mid-week roundup of posts you’ll enjoy

Be sure to check out these great blog posts that have popped up in my Google Reader recently. By the way, if you read more than a handful of blogs regularly, you absolutely should look into using a feed reader! You can “subscribe” to your

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Food to take on our flight to Florida

It’s less than a month until Shane and I fly to Florida for his sister’s wedding! We’re so excited for this little vacation, and to spend some time with family. As I’ve mentioned, eight of us are staying in a vacation home, co

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Being frugal, socially conscious and green: Can we have it all?

Sometimes, when we try to be frugal, we aren’t always socially conscious or environmentally friendly at the same time. We might choose to shop at certain stores, buy goods wrapped in too much packaging, etc., because the prices are lower. But

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A few inexpensive snacks we enjoy

We don’t snack much at home. We tend to snack when we’re bored, and that’s never a good reason to eat. I try to keep on hand some semi-healthy (or completely unhealthy but delicious), frugal snacks to tide us over between meals. Pop

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The Largest Entrecard Giveaway - Contest Winners

Here are the results for the community Entrecard giveaway contest. We received a total of 45,193 EC from sponsors. The site Random.org was used to randomly select contest entries for each host in each category. For any category that did not have a ho

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I like to calculate my car’s mpg

How many miles per gallon does your car get? You might know what the manual says it should get, but do you know for sure? My car’s manual states that my car should get 23 mpg in the city and 31 on the highway. My actual gas mileage is better th

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Someone tried to steal from me

Someone stole my credit card number and tried to buy shoes (I think) with it. I have all of our accounts linked to Mint.com, and when I saw that there was a pending charge, alarm bells went off in my mind. We haven’t used our credit cards in a

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Be back Monday

As Shane mentioned in the post below, he and I are heading to Indiana later this evening to be there for his grandmother’s funeral :(. I’ll probably be blogging again on Monday. Please visit Gather Little By Little, as he hosted the 148th

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Largest Entrecard Giveaway Ever - Contest Announcement

The top winner for our Entrecard contest has been drawn. The candidate does not appear to qualify for the contest guidelines, which state that you must be a new Entrecard user within the deadlines of March 15 - April 15. We are waiting on information

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A loaf of bread for $0.10

I didn’t know you could buy anything for a dime anymore. Well, today at Aldi, there was a manager’s special on loaves of bread and hamburger buns. Only $0.10/loaf! What!? That’s cheaper than you can make it, I’m pretty certain

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One reason for not canceling all my credit cards

I guess I have one semi-good reason for not canceling all my credit cards just yet. We need a few more birthdays before my husband and I are 25. If we need to rent a car, we’ll need to have an actual credit card to do so. The fine print on Budg

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A $7 beauty school haircut

After almost a year (OK–more like 9 months, but who’s counting?) I finally got a haircut. I just hadn’t gotten around to getting a haircut in awhile, and I didn’t actually need one. I tend to wear my hair up most of the time,

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Want free gas? A free meal? A free swimsuit? How to use MyPoints to get what you want

In less than three months, I’ve earned $20 worth of Target gift cards from MyPoints.com. Whether you need to supplement your budget and get a swimsuit as I have, or you want a gift card to give away as a present, or maybe you want to get free g

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Watch some ads, earn some free magazines

You’ve probably heard me mention that I love reading magazines. I subscribe to at least a dozen, many of which I’ve gotten for free or almost-free. Crystal has found a great way to earn some free magazine subscriptions. All it will cost i

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My favorite sources for freebies

I love going to the mailbox! There’s usually something fun inside for me. Today was an especially exciting day. Two free samples: A Quaker Oats mini granola bar (delicious), and a Schick Quattro Titanium razor (offer no longer valid). I got a

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Trading debt for contentment … and other reasons we’re frugal

What inspires you to be frugal? And, what keeps you in that frugal mindset long-term? For us, it’s the prospect of living debt-free and, being able to save money for our immediate needs and long-term goals and learning to be more content with w

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Free tax program from H&R Block

Tax day is tomorrow! If you haven’t yet filed your taxes for whatever reason, you might be glad to know that you can use TaxCut Basic from H&R Block. Here’s some info I received from an H&R Block spokesperson: H&R Block is now

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Aldi product prices (and why I love Aldi so much!)

I absolutely love my Aldi store. It opened in November, and before that, I shopped at a not-as-nice Aldi (but it was still decent). I enjoy chatting with the cashiers and other customers there (it seems more acceptable to do that at my Aldi, rather t

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Some links for you to enjoy

I had a wonderful visit with one of my best friends, who came to Pittsburgh for a few days. We went all over the city and had a lovely time! Because of that happy visit, I’m a bit behind on reading blogs from my feed reader, but I’d like

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Tall, piano, smell, sight, LOST, fire chief, teeth.

Warning: This has nothing to do with saving money. The “seven random things” meme has come back to me, and I feel like I should participate again. For one, several bloggers (Jessica at Pianomomsicle, Julie at The Health and Wellness Post

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My free swimsuit–cuz ‘free’ is my favorite price!

I’ve been searching for a suitable (heh) swimsuit for a few months now. I wanted a tankini-style suit that would give me a decent amount of coverage. Using MyPoints.com and my debit card rewards program, I earned $30 in Target gift cards since

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Interview at Frugal Hacks

Kim was kind enough to interview me at Frugal Hacks! The post went live today, and you can read it here. Frugal Hacks is a group blog maintained by several awesome frugal bloggers. In addition, the Frugal Hacks blogroll has a massive roster of frug

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My money experiences: College years + one year

Here’s the second part of my reflections on my money experiences. You can see the first part here. Freshman year of college — I couldn’t believe that I spent $350 on my first semester’s textbooks, plus $100 for a new graphing

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My money experiences: The early years

My views and interactions with money have varied over the years. I decided to jog my memory a bit and write down some of the key money moments of my life to see what I’ve learned so far. Since there’s a lot I want to say, I’ve broke

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This is what our debt looks like

…in Monopoly money. Lovely, ain’t it? Since I don’t drive a Monopoly car, we’ll just have to stay the course and pay off that dang debt AQAP–as quick as possible. If things go well, that thing could be paid for this time

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Get a free $25, why doncha?

I’ve seen talk about Revolution Money Exchange around the personal finance bloggosphere lately, but I hadn’t paid much attention to it. Sometimes, I can be dumb like that. Anyway, Revolution Money Exchange is a new service that’s qu

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